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Mortgages don't tend to be considered a money-saving trick, but the differences between French and UK mortgages mean that taking out one in France, even if you can afford your property in cash, could work to your benefit, says Fiona Watts

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Buying guides

Even if you can buy a French property outright, it might be worth using a mortgage, but how hard is it to secure French finance? Fiona Watts has the answers

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With low French mortgage rates (from 1.35% fixed for 15 years), high loan-to-value (up to 85%) and interest-only products, buying with a mortgage makes sense for many reasons. And with the impressive rental yields that can be made in popular tourist resorts, your French property could be paying you back quicker than you think!

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Buying guides

Where have mortgage applicants been buying property in France in 2018? We take a look at the top three hotspots

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Buying guides

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