Changes to Healthcare Entitlement, CPAM, CMU and Cartes Vitales

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   03/01/2008, 14:19
Sunshine is not online. Last active: 23/05/2008 14:52:16 Sunshine

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Re: "French Health Issues" Website Launch
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Being a holder of an E106 that expires on the 5th with a pre existing condition I am so grateful for your continued efforts on behalf of others in a similar situation to me.

Mid December we went into to CPAM and applied for CMU with a letter taken from your website.  Towards the end of the month we went back to check on the progress in a very polite manor.  The lady was really shirty, jumped out of her seat and said she would get our refusal letter immediatley, and told us there is no right of appeal!  5 minutes later she came back to say our case was being looked into but we would here something soon.  Oh and if we wanted to appeal we could!.  This was the first unhelpful person I have met in that department.  We still have not had a reply but this is to be expected with all the festive holidays. 

I have just seen your CMU refusal letter - AGAIN- on your website and will certainly use it if I am refused entry.  I will also ask the Marie to support us along with my Dr,  I thought this may add a little more weight should I have to make an appeal.

Thank you soooo soo much for your help and support.

As I have so many problems with the Living France forum website, I now check your French Health website first.

 


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   03/01/2008, 17:14
groslard is not online. Last active: 19/02/2008 16:34:30 groslard

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Re: "French Health Issues" Website Launch
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The problem with the site is that is riddled with inaccuracies..so it can't be taken seriously!

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   03/01/2008, 17:16
cooperlola is not online. Last active: 03/07/2008 10:06:41 cooperlola



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Re: "French Health Issues" Website Launch
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Well please let us know what they are then we can put them right.  Otherwise your remarks are a little pointless.
Healthcare Issues Site
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   03/01/2008, 17:18
groslard is not online. Last active: 19/02/2008 16:34:30 groslard

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Re: "French Health Issues" Website Launch
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Here or there?
I have already posted a more balanced view:

The standard  ways of getting Health Cover in France are by paying contributions, not by right of residence, as with the NHS in the UK
The CMU is not the normal way of obtaining cover, and is not synonymous with the NHS. There was a atypical period between 2000 and 2007, when British immigrants were allowed into it, but for those who arrived before and those will will arrive after that period , that is not the case.

EMPLOYED

If you are employed, and pay the appropriate cotisations, then you can enter or remain in the French system and will enjoy the same rights as a French national, similarly employed.

BUSINESS

If you run a registered business, and are paying cotisations, you can enter or remain in the French system and will enjoy the same rights as a French national running a similar business.

THE  RETIRED

Anybody who has an E121 is unaffected.

THE EARLY RETIRED

Anybody arriving in France with an E106, or anybody currently on an E106, will benefit from  healthcare  paid for by the UK for the duration of the validity of their E106.  Immediately after this time the UK will no longer pay.  They will then have to take out full private health insurance, to cover them until UK state pensionable age and/or receipt of an E121.

This insurance must comply with the French specifications, detailed here

http://www.legifrance.gouv.fr/WAspad/UnArticleDeCode?code=CSECSOCL.rcv&art=L321-1

Anybody with a pre-existing or chronic medical condition, may appeal to be allowed to join the CMU.  The conditions for these appeals are clear.  Anybody whose appeal is successful on this basis, will also get cover for their dependents.

Anybody contributing to, or benefiting from, the CMU up to and including 23.11.07 will now be able to remain with it.

Anybody arriving in France without an E106 will have to take out private insurance immediately.

French insurance companies are beginning to offer full health care packages.

FRENCH RESIDENCY

After 5 years permanent, legal and uninterrupted residence, guaranteed entry into the CMU.

 SIGNING ON

There is potential to "sign on" as unemployed in France. If you have already worked  and paid enough contributions  to enter the system  this may qualify you for benefits through the French system (CMU)  However, this is dependent upon financial and employment status so may be of limited interest.




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   03/01/2008, 17:27
makfai is not online. Last active: 22/07/2008 13:49:51 makfai

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Re: "French Health Issues" Website Launch
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Which bits on the FHI site are wrong?

 

By the way...UK is not just a residence criterion as you will see from the FHI site.


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   03/01/2008, 17:27
Russethouse is not online. Last active: 05/06/2008 17:02:09 Russethouse



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Re: "French Health Issues" Website Launch
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There was a atypical period between 2000 and 2007, when British immigrants were allowed into it, but for those who arrived before and those will will arrive after that period , that is not the case.

Hindsight is a wonderful thing !


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   03/01/2008, 17:33
groslard is not online. Last active: 19/02/2008 16:34:30 groslard

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Re: "French Health Issues" Website Launch
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But the site implies that it is true for all of us here before 2000..which is not the case..
Perhaps foresight for those of us who bothered to work and get into the system wasn't so bad either..

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   03/01/2008, 17:40
groslard is not online. Last active: 19/02/2008 16:34:30 groslard

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Re: "French Health Issues" Website Launch
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 makfai wrote:

Which bits on the FHI site are wrong?

 

By the way...UK is not just a residence criterion as you will see from the FHI site.


a simple example: "Until 1st October 2007, UK nationals wishing to become resident in France were obliged, under French law, to affiliate, and where appropriate, contribute to the CMU.  Comprehensive health insurance was not even an option. "
Absolutely not true!
I paid Private Health Insurance from 1995 to 1998, when I qualified for the Sécu (NOT the CMU) by cotisations..
And I have never been affiliated to the CMU.




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   03/01/2008, 17:41
Russethouse is not online. Last active: 05/06/2008 17:02:09 Russethouse



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Re: "French Health Issues" Website Launch
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Where ?

The fact is that many Europeans came to live in France on the basis of existing French regulations. What ever your thoughts, mine are that it is morally bankrupt and discriminatory to change the goal posts in such a way that it affects the sick and could endanger life, without putting a safety net in place. It is further discriminatory and illogical to penalize those who you actually have to support for 2 years less than other Europeans.

 


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