Joined on 27/11/2007
the other Vienne - in Isère(38)
Posts 187
Re: Nationwide Limit
My SIL and friend will be visiting next week. She was going to get euros from her local Post Office but she has a Nationwide card so I have advised her to use her card here for cash.
Will her UK daily limit apply here or is there some other limit which will apply? I know that with our French card there is a weekly limit which is quite low.
The message at the ATM seems to read Insufficient Funds whatever the reason is for not giving you money.
We find that 350euros seems to be the maximum you can get from the machine without getting this message.
Mind you, we have a card each and can both make a 350 transaction on the same day if necessary.
Joined on 13/09/2006
Surrey & 31 (near Boulogne sur Gesse)
Posts 584
Re: Nationwide Limit
brianagain wrote:
BJSLIV wrote:
once I had explained shown them what to do ,everything was OK.
What is the procedure please ? (other than requesting the cashier to pouvez-vous changer la langue s'il vous plait)
Thanks
Brian (again)
Never had a problem with a cashier and the language showing with a UK card. I just select the first option which is 'Fr'.
As for Nationwide I have found that if you try to draw euros that will be more than 300 GBP then it will not allow it but then decrease the amount slightly and it goes through. Do not know if a connection is made to the Nationwide computers of whether there is a limit built in to the chip on the card.
I came across the 'insufficient funds' message last year when the pound started to fall off the edge of a cliff. Having been used to getting 400 euros from a hole in the wall, I was surprised early in 2008 when the message 'insufficient funds' appeared as I knew that this could not be. Checking the exchange rate a few hours later and I realised that 400 euros was no longer possible for £300, nothing to do with insufficient funds (unless the message was meant for the BoE!!)
I think many of us who tend to rely on withdrawals from Nationwide at ATMs in France had a similar problem starting last year when the pound went pear-shaped. We would drop our request by a small amount each time, and finally ended up withdrawing only 300euros when funds were needed, which equates to when the rare was almost at parity. It has recovered to a certain extent, but we still withdraw only 300 euros when cash runs low. Those who live some distance from an ATM will want to withdraw the maximum they can, but as we pass banks daily on our 5-minute walk into our little town it's no problem. But it was a bit of a worry when we kept failing to withdraw money over the last few months.
Jo
Good friends are like stars ...... you don't always see them, but you know they're always there.