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France ForumLegal and Finan...French FinanceCancer and Mortgage protection/life insurance

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   14/06/2009, 23:15
Pauline is not online. Last active: 24/07/2010 20:25:42 Pauline

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Big Smile [:D] Cancer and Mortgage protection/life insurance
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Hi

Sorry if this is in the wrong thread. OH & I are preparing to move to france and wondered about life insurance or if we decide to get a small mortgage, mortgage protection, my OH was diagnosed with prostate cancer 11 months ago, we are having positive results following surgery and have been told he has a 90% chance of it not coming back, does anyone either have experience of getting insurance in this situation or does anyone know a good company we could check out with, hubby is 55years old, and took early retirement 18months ago so we could move and then found out just after he retired that he has cancer, he is fit and well, very positive and raring to get to france.

Thanks for reading this and we hope someone can help.

Pauline


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   15/06/2009, 7:16
AnOther is not online. Last active: 28/08/2010 17:35:03 AnOther



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Joined on 05/12/2006
Mer du Nord/W of Cahors (46)
Posts 7,528
Re: Cancer and Mortgage protection/life insurance
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I can't tell you anything about life insurance I'm afraid except to say that with such recent history I can't imagine French insurance companies taking a view much different to that in UK, i.e. declined or at very best anything remotely to do with cancer excluded.

In the circumstances however, and apologies for going off topic and if you have this aspect covered, I would suggest that a far bigger problem for you is going to be the securing of adequate private health cover in France which you will need not only for the obvious practical reasons but also to be legally resident.

Good luck with your plans

When everybody is saying the same thing it's usually time to ask if they know what they are saying.
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   15/06/2009, 8:10
Clair is not online. Last active: 27/08/2010 11:52:49 Clair



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Joined on 23/08/2004
Real Virtual French Person & Moderator - Lot (46)
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Re: Cancer and Mortgage protection/life insurance
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Broadly speaking, for those who suffer or have suffered from a serious illness, obtaining a loan is now easier thanks to the Convention Belorgey and the Convention AERAS (in google English here).

You should ask if this extends to life insurance as well.



Clair

The mind is its own place, and in itself can make a Heaven of Hell, a Hell of Heaven.
Paradise Lost - John Milton
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France ForumLegal and Finan...French FinanceCancer and Mortgage protection/life insurance

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