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25/04/2008, 9:57 knee gel Joined on 06/10/2007 Posts 30 After 5 years residency Hi, Some months ago when we were unsure of whether or not early retirees would be able to join the CMU, I think I read a post saying that once in the system you have to pay into it for the next 5 years only after that payments cease and you just carry on with the top up insurance. I can't find the post, could someone confirm as I repeated this to my OH at the time and may well be in hot water if I've got it wrong ! Thanks in advance....Chris    Report

25/04/2008, 10:08 Ron Avery Joined on 29/11/2004 Posts 3,109 Re: After 5 years residency  knee gel wrote: Hi, Some months ago when we were unsure of whether or not early retirees would be able to join the CMU, I think I read a post saying that once in the system you have to pay into it for the next 5 years only after that payments cease and you just carry on with the top up insurance.  There was no such post on here, that I can recall, you are confusing residence with getting an E121. Five years residency gives you entry to the CMU if you were not in it in November 2007.  You stop paying into and leave the CMU when you receive by whatever means, an E121 form from the UK.  With an E121 form you have equivelant cover to that provided by the CMU and you can if you wish continue with a complementaire for the rest. I can't find the post, could someone confirm as I repeated this to my OH at the time and may well be in hot water if I've got it wrong ! Thanks in advance....Chris    Cold water is good for scolds Why not post a sensible answer, people will appreciate it more    Report

25/04/2008, 11:42 Patf Joined on 23/08/2004 SW Gers Posts 2,114 Re: After 5 years residency Chris - it could also be a possible scenario if you are now aged 60 or your wife is now aged 55.  Like Ron, I don't remember the thread you mention.    Report

25/04/2008, 12:33 Russethouse Joined on 23/08/2004 Forum Moderator Posts 9,585 Re: After 5 years residency I think a read of http://www.frenchhealthissues.eu/ may help www.quimperclub.org 99    Report

25/04/2008, 13:45 knee gel Joined on 06/10/2007 Posts 30 Re: After 5 years residency Thanks, having read your response I've now twigged on to what I did tell the OH which was at the time we would have to pay for 100% private health insurance for 5 years and then would be able to enter the CMU. I think I lost the plot for a while the brain being befuddled at the moment with tax forms ! Time for a cuppa and a bit of chocolate I think !    Report

25/04/2008, 16:10 Sunday Driver Joined on 07/10/2005 Deux Sevres (79) Posts 2,767 Re: After 5 years residency Don't mention the brain befuddling to your insurers or they'll class it as a pre-existing condition.....      Waddya mean it's only Saturday......    Report

25/04/2008, 17:40 LyndaandRichard Joined on 01/05/2005 Posts 781 Re: After 5 years residency  knee gel wrote: Thanks, having read your response I've now twigged on to what I did tell the OH which was at the time we would have to pay for 100% private health insurance for 5 years and then would be able to enter the CMU. I think I lost the plot for a while the brain being befuddled at the moment with tax forms ! Time for a cuppa and a bit of chocolate I think ! Wouldn't you be covered for 1-2 years on the British system on one of the e forms and then have to pay until 5 years residency? Your Property in France    Report

25/04/2008, 19:05 knee gel Joined on 06/10/2007 Posts 30 Re: After 5 years residency We arrived on a permanent basis beginning of June 07 on an E106 that runs out Jan 09. We informed the maire, the tax office, got our carte vitales and so hopefully have all the necessary proof that our residency commenced June 07. January 08 we should be accepted into the system. As we will be 53 & 54 this year we will have to pay into the french system until we are 65 plus the top up insurance. However, we still think we are better off in france than in the UK everything taken into consideration and we would both rather be here on a tightish pension than have to continue working in the UK as would be the case as no way could we live on our pension in the UK !    Report

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