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05/04/2009, 12:56 Âme Joined on 09/11/2008 Hautes Pyrénées 65 Posts 728 Retaining invalidity level reimbursements after retirement age. I recall reading that a few forum members lost invalidity level reimbursements from CPAM on reaching UK state retirement age. There's an article on the Connexion website HERE suggesting that it might be possible to maintain reimbursements at the invalidity level, even after state retirement age. Hope it is of interest.          Report

06/04/2009, 16:49 Benjamin Joined on 21/08/2005 Vendée South Posts 2,558 Re: Retaining invalidity level reimbursements after retirement age. It seems a shame that no one has added to this thread so I'll explain what happened to Mrs Benjamin. Age 60 and Incapacity Benefit ceased and was replaced with the UK State Retirement Pension. We heard nothing from Newcastle and frankly the significance of this passed us by. In April last year I was reading a thread on here and realised that we should have received/asked for a replacement E121. We contacted Newcastle and one was eventually received which, with some trepidation, we took along to our local CPAM. It was accepted without question and things have proceeded along perfectly normally ever since. I appreciate a year is not a sufficient legth of time for CPAM to question it but as yet nothing. The reason for the story is that it's the responsibility of Newcastle to issue the E121. What else would you then expect CPAM to do other than accept the replacement E121? If there was a reference to the new piece of legislation in the article then perhaps it's worth looking into. Benjamin Is Miki back?    Report

07/04/2009, 15:19 Benjamin Joined on 21/08/2005 Vendée South Posts 2,558 Re: Retaining invalidity level reimbursements after retirement age. A little update to my posting yesterday. I've just had a conversation with the Incapacity Benefits section in Newcastle. They have heard of this ruling but do not have any particular information beyond that. As expected they can't/won't change a current E121 where a previous recipient of Incapacity Benefit has passed the standard age to move onto State Retirement Pension. What they will do however, if requested, is to confirm in writing that a person who is now receiving State Retirement Pension was previously up until the age of 60/65 years in receipt of Incapacity Benefit. This looks to me to be a good starting point to approach the French authorities. Benjamin Is Miki back?    Report

08/04/2009, 10:04 Âme Joined on 09/11/2008 Hautes Pyrénées 65 Posts 728 Re: Retaining invalidity level reimbursements after retirement age. Hi Benjamin, Glad the article was of interest, although, as you say, it is rather vague.  I agree with the point in your first post, that CPAM can only process the retirement E121 in one way, if there is no additional information... although they must have a dossier showing the previous 100% attestation.  Also, if already assessed for a carte d'invalidite, then medical information is on record in France too. Maybe not in the right office, though?!  If the article (link in first post) is accurate, new guidance has been issued to CPAM offices instructing them to assess each case individually. Although, I wouldn't expect CPAM to be proactive; they have no reason to re-examine a dossier unless requested to do so. CLEISS reportedly made the ruling and issued guidance to CPAM offices, so perhaps it is worth speaking to them and/or the English speaking CPAM helpline. CLEISS - (France's helpdesk for international mobility and social security): Tel: 01 45 26 33 41 www.cleiss.fr CPAM - The French Health Service (English language service): 08 20 90 42 12 Good luck with the investigation.    Report

08/04/2009, 10:25 David Joined on 23/08/2004 North Deux-Sevres Posts 470 Re: Retaining invalidity level reimbursements after retirement age. With regard to the 100% medical cover from CPAM, do we know if French disabled people retain this cover after reaching retirement age, and is it means assessed? David    Report

08/04/2009, 11:04 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 8,169 Re: Retaining invalidity level reimbursements after retirement age.  David wrote: With regard to the 100% medical cover from CPAM, do we know if French disabled people retain this cover after reaching retirement age, and is it means assessed? David Yes, they do, David. I have spoken at some length to Larry Fulton (of Exclusive Healthcare) as it was he and his staff who led the charge in getting this change and, as many of you may know, also has strong connections with the magazine in question (please excuse the pun!) This was his main point in arguing this case  - ie the fact that the French keep the 100% reimbursement level at retirement. Healthcare Issues Site "I couldn't sleep very well last night. Some noisy b*ggers going around in automobiles kept me awake." Ken Miles    Report

08/04/2009, 12:33 David Joined on 23/08/2004 North Deux-Sevres Posts 470 Re: Retaining invalidity level reimbursements after retirement age. Thanks for that Coops, As you know we have talked about this before, and I am sure that keeping the 100% cover from CPAM will make a huge difference to all disabled people at retirement age. Is this 100% cover means tested, or is it for all retired disabled French people? I have to say that with pre-existing conditions I do not know if I could get top up cover if I lose my 100% at retirement age in two years time. Are there any medical requirements under the French system for keeping the 100% cover?  Or would it be automatic if it was in place before retirement?  Presumably there will be some differences as the 100% cover before retirement would be dependent on UK disability allowance, whereas after retirement it would be dependent on French requirements. As a personal note I have been assessed as 50% to 79% disabled under the French system, but my condition is getting worse and my GP has suggested that I reapply and I should be reassessed at between 70% to 79% disabled.  I am not sure what the practical difference is between 50% and 70%, or the significance of 79%, so I do not know if this is worth the hassle. David    Report

08/04/2009, 17:30 Benjamin Joined on 21/08/2005 Vendée South Posts 2,558 Re: Retaining invalidity level reimbursements after retirement age. Can I firstly suggest that you follow your French GP's advice and apply to be reassessed? Secondly are /were you receiving Incapacity Benefit from the UK? If you have an E121 covering your disability then when you become retired in two years time and if the French authorities will not let you retain incapacitated (is there such a word?) status you simply apply for top up cover without having to declare any pre-existing conditions as far as I understand the situation. The people who probably will not be able to get medical coverage are those coming to France without an E121 but with pre-existing conditions. As far as re-establishing the incapacitated status after UK State Retirement age then you'll have to wait and see how I get on on behalf of Mrs Benjamin (see posting above). Benjamin Is Miki back?    Report

09/04/2009, 12:06 David Joined on 23/08/2004 North Deux-Sevres Posts 470 Re: Retaining invalidity level reimbursements after retirement age. Thanks Benjamin, I will follow your advice.  I have to say that these days, things seem to be getting to be too much of a hassle, and I tend to just give in.  I never used to be like this. Can you remind me please where I get the forms to be reassessed?  The first time, I went to the sub-prefecture in Bressuire for the forms for a parking badge, but I was told that I was at the wrong place.  However, the very kind lady phoned someone and arranged for the proper forms to be sent to me. Yes I do receive incapacity benefit from the UK, and my E121 incapacity box was ticked , thus I now receive 100% cover from CPAM. I had not realised thay you were applying to re-establish the incapacitated status of Mrs. Benjamin, so I will wait to see how you get on. May I wish you success in your endeavour; from your past postings you seem to be the most qualified poster to try to take on the French system.  Perhaps Coops can assist you, if you need any assistance that is.  I am sure that many people on this forum will be cheering you on, as will I. Good luck, David    Report

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