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08/03/2009, 11:40 Paul King Joined on 08/09/2007 Posts 54 Nationwide Limit Hello Everyone, I know that this has been discussed before but I'm wondering if someone would kindly clarify the precise details. What is the daily or periodic limit that can be used on a Nationwide Account when in France?  Last week we used the card to buy petrol and grocery at different outlets on consecutive days and were then refused a third transation on day three.  Is the limit a daily one or is it within a 24 hour period, or is it a maximum amount when cleared by Visa when it reaches Nationwide back in the UK? Additionally, once the limit is reached - how long is it before you can use it again? Many thanks Paul.    Report

08/03/2009, 11:48 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 7,597 Re: Nationwide Limit AFAIK, there isn't a limit per se on retail transactions, although there probably is a stage at which a series of high value items in an unusual location would arouse their suspicion.  The most likely (and most common) explanation is a coms link problem.  You may well have found that an hour later, it would hve worked.  There is a £300 (IIRC) limit on cash withdrawals though. Healthcare Issues Site    Report

08/03/2009, 11:59 DerekJ Joined on 19/10/2007 Surrey and the Lot Posts 644 Re: Nationwide Limit That's my understanding as well cooperlola. Derek “You may think that; I couldn’t possibly comment!”    Report

08/03/2009, 12:55 Pads Joined on 24/05/2006 Cornwall/ Montagne Noir Posts 3,639 Re: Nationwide Limit Did they try to use your card or did they say no as soon as they saw it ? As I have had debit/visa cards deigned at shops before for no reason( not even run through the card checker)  but they except normal visa cards or my french one OK Dirty Tom =^..^= Where ever I lay my paw thats my home    Report

08/03/2009, 14:34 BJSLIV Joined on 23/08/2004 Posts 2,806 Re: Nationwide Limit I have had problems in a shop where they were about to refuse my Nationwide card because they were confused when the machine asked which language to use. Not having seen this before they were about to revert to the default "Pas possible" but once I had explained shown them what to do ,everything was OK.      Report

08/03/2009, 15:06 Paul King Joined on 08/09/2007 Posts 54 Re: Nationwide Limit Hi, The card reader refused the transaction - saying insufficient funds (which wasn't true as there was a large amount of cash in the account at the time). Many thanks for your help, I guess the only solution is to carry more than one card. Best Regards Paul.    Report

08/03/2009, 15:10 Scooby Joined on 25/09/2007 Peak District & Périgord Noir Posts 1,144 Re: Nationwide Limit We have had our Nationwide card refused in France with the same 'insufficient funds' message - again when we knew there were more than sufficient funds.  We assumed it was just a glitch with the card reader and used our carte bleue instead.  We've also had shops refusing to accept it because it's a 'foreign card'.    Report

08/03/2009, 15:32 sheldonrobbo Joined on 28/06/2006 La Souterraine, Creuse Posts 84 Re: Nationwide Limit Given the current state of the British banking system, maybe it was the bank that had insufficient funds. But not to worry they'll soon print some more. sheldon    Report

08/03/2009, 17:32 Hereford Joined on 27/08/2004 Posts 331 Re: Nationwide Limit We have recently had a Flex account cash withdrawal refused (in Canada) and there was plenty of cash in  the account.  I telephoned nationwide to complain and was told the visa system was experiencing problems and they had not blocked it. Person said to try the following day, which we did and no problem.  Try telephoning nationwide to ask whether they actually blocked anything - they can tell. It seems as though the "message" you get on machines is actually not always accurate.    Report

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France ForumLegal and Finan...French FinanceNationwide Limit

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