<div style="display:inline;"> <img height="1" width="1" style="border-style:none;" alt="" src="//googleads.g.doubleclick.net/pagead/viewthroughconversion/1028731116/?value=0&amp;guid=ON&amp;script=0">
CHRISTMAS OFFER Subscribe to France Magazines today click here

5 reasons to consider retiring in France

PUBLISHED: 17:47 06 February 2017 | UPDATED: 17:47 06 February 2017

5 reasons to retire to France © gradyreese

5 reasons to retire to France © gradyreese


There are an estimated 190,000 Britanniques living in France, of whom a third are at or around retirement age. So what makes France a go-to retirement destination? Courtesy of international health insurance specialists, Cigna Global, here are five very good reasons…

1. The culture

France’s cultural reputation speaks for itself. For most of us, the decision to retire to France comes about gradually - often after years of visiting the country and getting to know what it’s all about. The vast variety in regional cuisine, the wines, cafe culture, beautiful landscapes and architectural gems: we all have our favourite aspects of French culture. You can find out more about the French culture in this country guide.

2. It can appeal to a range of expat lifestyle preferences

Many retirees relish the idea of being part of a hub of expats, where there’s a community of likeminded people to socialise with and to call on for practical support. For others, the opposite is true; ‘getting away from it all’ means a clean break from all things British.

When deciding how far you want to get away from everything associated with home, retirement in France caters for a range of preferences. Take Aquitaine for instance; this gloriously sunny corner of the south west includes what has been dubbed ‘Dordogneshire’. It’s certainly the case that many Brits have chosen to make their home in the Dordogne, but that’s not to say that whole swathes of it have been turned into ‘Little Britain’. In short; France does have its UK expat communities, but their presence isn’t overwhelming and membership certainly isn’t compulsory. The choice is yours.

3. It’s abroad - yet within easy reach

Of course, France isn’t the only European destination that can offer a tranquil, retirement-friendly environment. But what’s true for holidaymakers is also the case for retirees: the fact that it’s our closest neighbour makes it a natural choice.

This proximity can stand you in good stead on a practical level. Let’s say you plan on having the family over as much as possible: logistically speaking, a long weekend in Brittany (or even Provence) is far more of a possibility than, say, the southern Med or further afield. You are only ever just a ferry ride or a short flight away from your nearest and dearest.

4. Arranging your finances needn’t be an administrative nightmare

The fall of the pound following the Brexit vote reminds us how important it is to get your finances on a secure footing well before your move. Whatever your plans, specialist independent financial planning advice is always essential. But when it comes to structuring your portfolio, France has a lot in its favour, especially when it comes to pension payments.

Reciprocal arrangements currently in place between France and the UK mean that a UK state pension can be claimed and paid directly into a French account (in euros). For UK private and workplace pensions, there’s also the option of transferral into a France-based Qualifying Recognised Overseas Pension Scheme (QROPS); something that can help to protect your income from the unpredictability of the currency market.

5. Access high-quality healthcare with discounted rates for seniors

Will you be in safe hands after your retirement to France? Rest assured, France regularly features at or close to the top of the list of the world’s best healthcare systems.

But there is an important aspect of France’s excellent healthcare system that all expats (even those of state pension age) need to be aware of: the personal contribution element. Most but by no means all basic health costs are picked up by the state, and making sense of this can be hard going for those of us who are used to the NHS.

International private medical insurance (IPMI) provider, Cigna Global, can help take the hassle and worry out of this. And now, if you’re 60 or over, you can now benefit from discounted rates, as well as a new 60+ Care benefit, which provides outpatient cover for five common pre-existing conditions.

There is no age restriction to their policies, and they will help you create a health insurance plan that’s perfectly tailored for the needs of you and your family, with the reassurance of comprehensive core cover, and the flexibility of additional modules.

Visit Cigna Global to ask for a quote or to find out more about how you can take advantage of their senior product benefits when retiring to France


Welcome , please leave your message below.

Optional - JPG files only
Optional - MP3 files only
Optional - 3GP, AVI, MOV, MPG or WMV files

Please log in to leave a comment and share your views with other Complete France visitors.

We enable people to post comments with the aim of encouraging open debate.

Only people who register and sign up to our terms and conditions can post comments. These terms and conditions explain our house rules and legal guidelines.

Comments are not edited by Complete France staff prior to publication but may be automatically filtered.

If you have a complaint about a comment please contact us by clicking on the Report This Comment button next to the comment.

Not a member yet?

Register to create your own unique Complete France account for free.

Signing up is free, quick and easy and offers you the chance to add comments, personalise the site with local information picked just for you, and more.

Sign up now

More from Living in France

Thursday, November 16, 2017

Not sure where in France to live? We’ve come up with 12 reasons why Brittany is the perfect place to settle down...

Read more
Tuesday, November 14, 2017

Charmaine Raubenheimer left her native South Africa for a new life running a gîtes business in Bouches-du-Rhône in 2011. She explains what she loves about living in Provence

Read more
Thursday, November 2, 2017

All you need to know about the different gas suppliers and tariffs in France and how to set up the gas supply in your new French property

Read more
Tuesday, October 17, 2017

If you live in rural France then you have probably had to accept slow internet speeds, but there are government plans to make fast broadband available across France in the next five years

Read more
Monday, June 5, 2017

You might be booked up for the peak seasons, but how can you make money from your gîte or B&B during the quieter out-of-season periods as well? By knowing your audience and effectively tailoring your marketing, you can turn your French property into a thriving holiday let all year round!

Read more
Running a business
Tuesday, May 2, 2017

Is it better to buy a holiday let in an established tourist region or in a less well-known area? We take a look at the advantages and disadvantages of both options

Read more
Running a business
Thursday, June 22, 2017

Seperation, divorce, illness or outliving a spouse results in many women struggling financially in retirement. Don’t rely on your partner to support you in retirement, start planning for your own retirement now!

Read more
Tuesday, May 23, 2017

Don’t fall into the trap of paying huge charges on your investments – use these tips to help you save money and increase your returns to maximise your pension and savings

Read more
Tuesday, August 29, 2017

The French pharmacy is so much more tham a place to pick up your prescriptions. Here are 11 things you might not know about pharmacies in France.

Read more
Healthcare in France
Tuesday, June 20, 2017

It seems unlikely that, after Brexit, British expats living in France will enjoy the same healthcare rights as they currently do, so what will change?

Read more
Subscribe today

Newsletter Sign Up

Sign up to the following newsletters:

Sign up to receive our regular email newsletter

France Forum

Questions about France? Visit our free France forum to get help and advice from thousands of other Francophiles and expats. Topics include: property, tax, law, travelling, pets, education, healthcare and much more.

Join the forum

Most Read

Join us on social media

France magazine
Living France magazine
French Property News magazine

Enter our competitions

Win books, DVDs, travel and even holidays in France in our great competitions! Take a look at our latest competitions…

Enter now