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26/11/2007, 9:56 Hester2 Joined on 02/11/2007 Posts 18 Re: Health Care Providers Thanks for the reply sweet 17, useful to hear that you have found them to be OK.  Since my previous posting I have managed to get some more information from their website and I will continue to try and get them on the 'phone.  Just about to cancel my mutuelle to be sure that I've done it within the 20 days from the renewal notice that we've just received, bit worried about changing things but it has to be done.  Good luck to everyone else out there who like us will be having to get things sorted  pdq. Hester.    Report

26/11/2007, 20:33 Sunday Driver Joined on 07/10/2005 Deux Sevres (79) Posts 3,171 Re: Health Care Providers Hester Have you spoken to your mutuelle about your problem?  They will be sympathetic in terms of cancellation because, by it's very nature, your policy is linked to your CPAM affilliation.  If you lose your entitlement to state reimbursement, then your mutuelle can't fulfill the top-up element....   Waddya mean it's only Saturday......    Report

27/11/2007, 10:29 Hester2 Joined on 02/11/2007 Posts 18 Re: Health Care Providers Thanks Sunday Driver, I will go over to see them I think, I'm just so scared of ending up wasting precious resources by maybe having to double up on insurance payments if I don't get it cancelled in time.    Report

27/11/2007, 11:02 Sunshine Joined on 20/11/2004 Cahors Posts 176 Re: Health Care Providers My husband and I need a good quality PHI if any one has one to recommend for 45-50 can you PM me. Also remember that if the PHI company need copys of your medical details before an offer is made this can take some time, so bare this in mind.  If you are currant having investigations into a certain condition this may also delay the final quote, but do not delay still make as many applications as you can now.  Some offers may have a limited time scale so check this out. I personally will not take up any offer until the last minute allowing for the new legislation to be come clear.  But I will get the ball rolling. Does any one know of someone taking up the cause of behalf of X military personnel Inactifs?     Sunshine    Report

28/11/2007, 12:35 lightning Joined on 28/11/2007 Posts 1 Re: Health Care Providers Hi Sunshine I am ex-RAF and "inactif" and as far as I am aware there is nobody taking up the cause for ex-military. This is probably because everybody is in the same boat regardless of their background. There are many people living here in France who have served the UK government in some way or another and will have received pensions prior to their official age of retirement. These pensions are not classified as a state retirement pension and are therefore not recognised in terms of getting an E121.      Report

28/11/2007, 12:40 Ninthace Joined on 23/08/2004 Haute Garonne Posts 49 Re: Health Care Providers Hi Lightning As another ex RAF inactif, I did send a message to the Veterans Agency and the RAFA explaining the problem for veterans in France but I got no response at all.    Report

29/11/2007, 17:56 milkeybar kid Joined on 06/03/2007 Posts 79 Re: Health Care Providers This contact might be of help to someone. We are fortunate we have  E121 and for a top up we just have hospitalization, ( it also includes x rays and blood test and many other things ) excellent service from this company.His correspondence is in English and he always has time to explain. MBK Dear clients Information for foreign people living in France and health cover  A new European directive (march 2007) is going to change the way to benefit at the CMU (delivery by CPAM) for people resident in France. The foreign and inactive people (without professional registration) and who don’t benefit the E106 or E121 form (as retired) will see our cover by CMU cancelled the 31st of March 2008 at least. They must subscribe instead of a private cover with a new provider (Compagnie d’assurances) before the 1st of April 2008 It is an obligation to be permitted to stay and live on the French territory.  As broker for several insurers, we could provide solutions for your health cover and send you some quotes I f you are concerning by this case or if you have friends speaking about it, it will be a pleasure to make an offer.   If you need more information or for asking something, you can contact me by e-mail                                      eric.rouchaud@agents.agf.fr   Kind regards Eric ROUCHAUD agent general d’assurances BP n ° 5 16 G rand rue 47330 CASTILLONNES TEL :05 53 36 80 44 Fax : 05 53 36 95 92 Eric.rouchaud@agents.agf.fr    Report

30/11/2007, 15:33 dolly daydream Joined on 30/09/2007 Posts 27 Re: Health Care Providers Lets hope the rumours about being able to stay in the system are true or we wont be able to afford insurance.  We have received ridiculous quote from British brokers (between £5000 and £8000) who seem to think we want hospital cover so we can go into a private hospital so they are not really up to speed with the French system.  We have now received a quote from our French top up insurer and they want 499 euros p.m. for CMU equivalent (ie 70% back) or 640 euros p.m. for 100% cover.  I know it wont be that price for other as I have diabetes and OH is 63 so that bumps up our premiums.  But still, it is a lot of money.    Report

05/12/2007, 12:55 Ninthace Joined on 23/08/2004 Haute Garonne Posts 49 Re: Health Care Providers We too have costed some insurers and have produced a comparison based on a 57 yr old couple with no pre-existing conditions paying monthly premiums.  Prices seem to range from 8000€ to 3500€ per annum per couple depending on level of cover. We looked at Secara (AGF via a Dutch association), AGF, April (from 3 sources), Exeter Friendly, ASFE and the Exclusive Healthcare Platine Plans.  While I cannot guarantee its accuracy or accept any liability for the content, I can e-mail a copy of the spreadsheet if anyone wants it.  Interestingly one of the companies appears not to require a medical declaration - I have queried this and they have confirmed it but I have not seen the small print of the policy.    Report

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France Forum » Living » Health » Changes to Heal... » Health Care Insurance Providers

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