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Driving
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 12/05/2008, 20:03
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Boiling a frog
 
Joined on 06/09/2004
Charente 16
Posts 650
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Re: Suitable insurance for France and UK
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 Benjamin wrote: | That's all well and good geoff but what happens when the no tax, no MOT and more importantly no insurance Brit runs into you?
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In my experience it is more likely that it will be a non insured no driving licence Frenchie who will run into you .After all they ,the French ,are, quite suprisingly, in the majority.
Boiling a frog
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12/05/2008, 22:04
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BobDee
Joined on 17/08/2005
Reaup Lisse 47
Posts 118
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Re: Suitable insurance for France and UK
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Just to gently drag this back to where it all started, we are talking about a completely UK legal car that spends a proportion of its time in France and in the UK. This proportion is a variable that might be seven months in France and five months in the UK or even the reverse.
The original question was seeking advice on a suitable insurance company that would enable this transition to be a fully legal process. I believe it has been established that six months is the maximum that a car can be in France legally, (Probably 5 months and 29 days). In practice, given that the car cannot le insured in two countries at the same time and given that at the start of any year the owner might not know what the plans for the car might be, the solution is probably to spend five months in France, take a months holiday in Spain and then return to the UK.
Now that should be good for another twenty postings.
BobD
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16/05/2008, 20:59
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allanb
Joined on 04/09/2006
Posts 601
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Re: Suitable insurance for France and UK
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| BobDee wrote: | | In practice, given that the car cannot be insured in two countries at the same time... |
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Dumb question, perhaps, but -
Why not?
If the insurance company knows all the facts, and is licenced to do business in both countries?
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17/05/2008, 10:12
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Will
Joined on 22/09/2004
Sussex & 50 (Mortainais)
Posts 5,101
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Re: Suitable insurance for France and UK
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| allanb wrote: | ... and is licenced to do business in both countries?
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That, I suspect, is the crunch. That possibility is certainly enshrined in EU law. But being licensed means, among other things, contributing to the funds that pays out to innocent victims of the uninsured, which are organised on a country-by-country rather than EU-wide basis. At least according to items on this subject in the papers, there are no companies which are willing and able to contribute to these funds in more than one country. Which is, apparently, why French insurers like AXA, Groupama, etc operate in Britain but through different subsidiary companies.
Will
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http://www.vienormande.com
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France Forum » Living » Driving » Re: Suitable insurance for France and UK
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