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26/02/2008, 14:34 Keni Joined on 23/08/2004 Haute Vienne/Worcs Posts 238 Re: No health cover Something along these lines might be happening - I was talking yesterday to a lady from Spain, they moved a few years ago, and during the winter they thought the teenage son had broken his foot, it cost them 300euros at hospital, but I understand they have no insurance at all! This however has still not made them want to come back to the UK. Luckily the lad had not broken his foot - that charge was simply for one hospital visit to find out plus x-ray. They say there are loads of Brits out in Spain that simply pay for health care as they need it, can this be done in France - long term wise I would think not. Sprog has epilepsy. In the Uk the meds are free, being a long term condition. But I think we would have to pay in France. Keppra and Lamictal are both expensive drugs, so at present things are on hold whilst we research more. Smile - you don't know who's watching!    Report

26/02/2008, 14:37 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 6,554 Re: No health cover You may be allowed to do that in Spain, Keni, but not here.  Unless you can prove you have comprehensive insurance which covers all things which the state would (ie docs, medicines, eye care, teeth - even maternity!!!! ), you cannot legally come to live here, unless you work or are at UK state retirement age, or covered by an E form (such as a 106 or a 121 granted because you receive UK incapacity benefit).  That is the big catch. Healthcare Issues Site    Report

26/02/2008, 14:43 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 6,554 Re: No health cover Just to give you some more info.  Here are the new residency rules for "inactifs" Inactifs  Les "inactifs" (retraités et autres personnes sans activités), qui ont établi leur résidence habituelle en France depuis moins de cinq ans, peuvent demander une carte de séjour "CE - non actif".  La durée de validité de la carte dépend de la pérennité des ressources présentées. Dans tous les cas, elle ne peut dépasser cinq ans.  Doivent être fournis les justificatifs suivants :  un titre d'identité ou un passeport en cours de validité,  une attestation d'assurance maladie-maternité offrrant un certain nombre de prestations,  les documents justifiant de ressources suffisantes pour le demandeur et, le cas échéant, pour les membres de sa famille.    And HERE are the insurance requirements.  If you have a chronic condition, it is impossible to comply with them, as no company will offer such a policy, even if one could afford it. Healthcare Issues Site    Report

26/02/2008, 16:24 Keni Joined on 23/08/2004 Haute Vienne/Worcs Posts 238 Re: No health cover Cooperlola thank you for that - but do you know what epilepsy is classified as in France? For example I would think that no-one would offer our daughter medical insurance as she will most probably always have epilepsy. Here in the Uk I am her carer, for want of a better word, although she is over 19, she will always need someone around her. If she were to move to France with us, I cannot find out yet if I can claim her meds for her or if they are chargeable. Can my husband and I get an E121 for looking after her? As yet no-one can offer me that information. Is she classified as disabled in France? She did not ask to have epilepsy, but it does not stop her wanting to have a normal life.   Smile - you don't know who's watching!    Report

26/02/2008, 16:56 busybee Joined on 04/01/2008 Posts 12 Re: No health cover I just wanted to let you know that my husband went into CPAM in Cahors today (26/2/08), and was told that we are now in the CMU (expired E106 holders).  Hooray! So with much relief we would like to thank everyone concerned for the advice, the lobbying and all the useful information.  Hopefully he will not have to wait too long to get his surgery re-scheduled. Regards, busybee    Report

26/02/2008, 17:40 Keni Joined on 23/08/2004 Haute Vienne/Worcs Posts 238 Re: No health cover Congratulations, Busybee Just when you think it's dark, there is always some light! Smile - you don't know who's watching!    Report

26/02/2008, 17:52 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 6,554 Re: No health cover  Keni wrote: Cooperlola thank you for that - but do you know what epilepsy is classified as in France? For example I would think that no-one would offer our daughter medical insurance as she will most probably always have epilepsy. Here in the Uk I am her carer, for want of a better word, although she is over 19, she will always need someone around her. If she were to move to France with us, I cannot find out yet if I can claim her meds for her or if they are chargeable. Can my husband and I get an E121 for looking after her? As yet no-one can offer me that information. Is she classified as disabled in France? She did not ask to have epilepsy, but it does not stop her wanting to have a normal life.   That is such a tough one.  Although, assuming she wants to work or study, she should qualify in her own right for healthcare - and imo, this is her best plan.  What I do not know is whether her epilepsy then would qualify for 100% re-imbursement - I can't find it on the ALD list - but I feel it must be there and that I have missed it (Nikel, where are you?)  But of course, any mutuel cannot deny her cover, if top-up is all she needs. If inactive, then she faces the same problems as you, imo, but I will look into it. Healthcare Issues Site    Report

26/02/2008, 18:02 Keni Joined on 23/08/2004 Haute Vienne/Worcs Posts 238 Re: No health cover Thank you Cooperlola. Here in the Uk she has been finding work hard to find on the excuse of 'she might injure herself/customers/etc. She is just completing two years Motor Vehicle Engineering at college, from sixth form. She has a brain, but mention the word epilepsy and everyone gets scared. We would love to be in France, but until she is settled one way or another, we have to stick it out. She has a lower/Med. Disability award and is registered disabled. Apart from that we cannot find out what we should do. She has Severe Partial Complex Epilepsy?, and that might help as we at least have a name to the type. Thanks for your help. Smile - you don't know who's watching!    Report

26/02/2008, 18:06 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 6,554 Re: No health cover If she gets incapacity benefit from the UK, that would give her an E121.  Then she'd be fine, but of course, only so long as it lasted - if the benefit were to be withdrawn before she'd lived here 5 years then it would be back to square one again.  Whether that would then help you two out as her carers, I do not know, but the DWP would. Healthcare Issues Site    Report

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France Forum » Living » Health » No health cover

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