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13/03/2008, 19:04 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 8,270 Re: A Glimmer of Hope? Thanks, Sue.  The interesting point is if - as in Ninethace's case, and as will happen to many - your CMU cover is backdated (as are the payments!) then one may end up paying for both.  The point being, would you be able to backdate your cancellation? - because, in theory at least, we believe this should happen.  As said above, we're doing some research into the law on this. Healthcare Issues Site "I couldn't sleep very well last night. Some noisy b*ggers going around in automobiles kept me awake." Ken Miles    Report

13/03/2008, 21:15 Ninthace Joined on 23/08/2004 Haute Garonne Posts 51 Re: A Glimmer of Hope? Coops I edited my post of 25/02 to include the response from my insurer.  They did indeed refund my premium pro rata up to the date when I e-mailed them cancelling the policy.  I think that is entirely reasonable - they were carrying the risk up to that point.  I have yet formally to receive my bill from the French authorities so I have not contested it yet.  However, I don't think it is reasonable for them to charge me for a service they would have refused to provide between the date my E106 expired and the date at which we were admitted to the CMU-B.  Equally, I don't see why a non-French insurance company should have to refund the premium I paid to cover this interval - as I say, they were carrying the risk.    Report

14/03/2008, 10:11 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 8,270 Re: A Glimmer of Hope? Thanks for that - sorry I failed to pick up your edit.  However, one might argue that if one's cover were backdated by CMU, then any costs should be picked up by them and refunded to the insurance company, so there would have been no liability and no risk involved.  They may take the view (as one company I've spoken to does) that by refunding premiums, they demonstrate goodwill which may bring them future top-up business.  As said above, this is the subject of some investigation at present. Healthcare Issues Site "I couldn't sleep very well last night. Some noisy b*ggers going around in automobiles kept me awake." Ken Miles    Report

18/03/2008, 18:39 krusty Joined on 13/08/2006 haute vienne (87) Posts 4,641 Re: A Glimmer of Hope? follow up from the 6/3/08 , something must have been wrong with the form the cpam helped me fill in ....today we have received another one to fill in plus they now want a copy of my passport  ....oh well keep trying The futures so bright, I've got to wear shades.    Report

31/03/2008, 14:45 krusty Joined on 13/08/2006 haute vienne (87) Posts 4,641 Re: A Glimmer of Hope? Finally today I have received my new attestation. Thanks to all who made it possible. The futures so bright, I've got to wear shades.    Report

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France ForumLivingHealthChanges to Heal...A Glimmer of Hope?

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