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Here is advice from the Motor insurance Bureau for police
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Visiting Motorists – Information for Police |
The points and summary chart below are intended to provide a brief guide to the insurance position on foreign registered vehicles and UK vehicles with foreign insurance.
The chart will be completed as information becomes available.
Foreign Vehicles
• A Green Card on a foreign registered vehicle – This provides evidence that the third party liability cover required by law is in force. However for visitors from the EU and certain other countries a Green Card is not legally required. A Certificate of Insurance or equivalent may provide proof of insurance. For further information please see the chart below.
• If no documents are produced some countries allow general access to their insurance database – see chart.
• Many European policies cover any driver even if not named on the documents. There is no driving other vehicles extension.
• It is an offence not to re-register the vehicle if it is in the UK in excess of 6 months within a 12 months period. If there is an intention to reside permanently in the UK from the outset, the vehicle should be re-registered immediately (See also the “Visitors to the UK” area.
• In some European countries, for example Poland, if the vehicle is sold, there is a legal obligation to transfer the insurance to the new owner.
UK Registered Vehicle – Foreign Insurance
General Position
• The insurance may have been obtained and provided in good faith but it does not comply with Section 145 of the Road Traffic Act 1988 unless the insurer complies with the following criteria:
- Cover on a UK vehicle should only be given by an authorised insurer who is approved under the Financial Services and Markets Act 2000 and who is a member of MIB - Section 145(5) of the Road Traffic Act refers.
- If the insurance company is not a member of MIB the third party liability insurance does not comply the law here.
UK Vehicles being exported
There is an exemption from the general position following the implementation of the 5th Motor Insurance Directive into UK Law.
If a UK vehicle is being exported to another EEA state (the EEA comprises EU countries plus Iceland, Norway and Liechtenstein), an insurer in that state can give cover on the vehicle for 30 days, to allow it to be taken to that state and re-registered there.
The risk is assumed by the insurer in the member state of destination of the vehicle being imported, who will ultimately be responsible for compensation in respect of any accidents occurring during the 30 day period".
The enclosed link provides further information:
http://www.opsi.gov.uk/si/si2007/uksi_20072403_en.pdf
Accident with a foreign motorist
• If the insurer’s name is known check the MIB website for any Green Card agents who will handle the claim on behalf of the foreign insurer.
• If the insurer’s name is not known contact the MIB’s Green Card Department on 01908 830001.
• If the accident involves a foreign lorry take the registration number from the front of vehicle (there may be a different number on the trailer) as well as the policy and Green Card numbers.
• For security reasons we can’t reproduce a Green Card here. However the numbered boxes relate as follows:
o 3 - Validity dates
o 4 - Green Card number
o 5 - Registration or chassis number
o 6 – Category and make of vehicle
o 7 - Policyholder and user name and address
o 8 - Insurer’s name
For details of arrangements for individual countries please see the chart.
|
Country |
Green card essential |
Policy contract covers any authorised driver |
Insurance transfers with sale of vehicle |
Website for insurance check
(if applicable) |
Signatory to Multilateral Agreement* |
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Albania |
Yes |
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|
No |
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Andorra |
No |
Yes |
No |
|
Yes |
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Austria |
No |
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www.vvo.at
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Yes |
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Belarus |
Yes |
Yes |
No |
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No |
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Belgium |
No |
Yes |
Only for 16 days and subject to strict conditions |
|
Yes |
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Bosnia & Herzegovina |
Yes |
|
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http://www.bzkbih.ba/en/stream.php?kat=101 |
No |
|
Bulgaria |
No |
|
|
|
Yes |
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Croatia |
No |
|
|
www.huo.hr
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Yes |
|
Cyprus |
No |
No |
No |
|
Yes |
|
Czech Rep |
No |
Yes |
No |
www.ckp.cz
|
Yes |
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Denmark |
No |
Yes |
No |
|
Yes |
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Estonia |
No |
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www.lkf.ee
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Yes |
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F.Y.R.O.M. |
Yes |
Yes |
Yes |
http://www.nibm.com.mk/advanced_searchbox_en.php |
No |
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Finland |
No |
Yes |
Only for 7 days |
|
Yes |
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France |
No |
Yes |
No |
|
Yes |
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Germany |
No |
Yes |
Yes |
|
Yes |
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Greece |
No |
Yes |
No |
|
Yes |
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Hungary |
No |
Yes |
No |
|
Yes |
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Iceland |
No |
Yes |
Only for 14 days |
|
Yes |
|
Ireland |
No |
No |
No |
|
Yes |
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Islamic Rep Of Iran |
Yes |
|
|
|
No |
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Israel |
Yes |
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|
No |
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Italy |
No |
Yes |
Possible |
|
Yes |
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Latvia |
No |
Yes |
No |
www.ltab.lv/en/infosys/default.htm |
Yes |
|
Country |
Green card essential |
Policy contract covers any authorised driver |
Insurance transfers with sale of vehicle |
Website for insurance check
(if applicable) |
Signatories to Multilateral Agreement* |
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Lithuania |
No |
Yes |
Yes although new owner must advise insurers within 15 days |
www.cab.lt
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Yes |
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Luxembourg |
No |
Yes |
No |
|
Yes |
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Malta |
No |
Can be any driver with age restrictions |
No |
|
Yes |
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Moldova |
Yes |
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|
|
No |
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Morocco |
Yes |
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|
|
No |
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Netherlands |
No |
Yes |
No |
|
Yes |
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Norway |
No |
Yes |
No |
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Yes |
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Poland |
No |
Yes |
Yes |
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Yes |
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Portugal |
No |
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www.isp.pt |
Yes |
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Romania |
No |
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www.cedam.csa-isc.ro
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Yes |
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Serbia & Montenegro |
Yes |
Yes |
Yes |
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No |
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Slovak Rep |
No |
Yes |
No |
www.skp.sk |
Yes |
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Slovenia |
No |
Yes |
No |
www.zav-zdruzenje.si
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Yes |
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Spain |
No |
Yes |
No |
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Yes |
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Sweden |
No |
Yes |
No |
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Yes |
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Switzerland |
No |
Yes |
No |
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Yes |
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Tunisia |
Yes |
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|
|
No |
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Turkey |
Yes |
Yes |
Yes |
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No |
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Ukraine |
Yes |
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No |
* The Multilateral Agreement is an agreement between Bureaux where each Bureau guarantees the cost of claims involving vehicles normally based in its country on the basis of a valid registration plate.
Boiling a frog
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