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   08/05/2008, 8:04
ErnieY is not online. Last active: 01/12/2008 17:54:48 ErnieY



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Re: Suitable insurance for France and UK
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 Boiling a frog wrote:
Otherwise we could all avoid UK road tax etc by buying a French registered car
You mean like Noel Edmunds.............Devil [6]




My doctor said one drink per day, I can live with that !
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   08/05/2008, 8:22
BobDee is not online. Last active: 03/09/2008 15:04:02 BobDee



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Re: Suitable insurance for France and UK
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Ernie,

The only reason for the change to the original was the advice on the thread to date re Saga.

Overall the position does not seem be too accurately described in law. In practice there will be tens of thousands of sales reps etc, spending their working lives driving around Europe. They will frequently be stopped by the police and the police will check the documention based on the cars national registration.

A UK car will be checked for UK tax, MOT and UK insurance. If all three are there, everything fine Sir, off you go.

In practice, unless you are in an accident, you are less likely to be pulled in at a random stop with overseas plates than with French plates.

Just imagine how much info the local Gendarme has on Polish driving documentation.

Just one more point, then I think I'll get the scotch bottle at the ready, No Road Tax is somewhat of a myth. When registering my old Mercedes, with a CV of 20, I had to pay around 400€, similarly when buying a new gas guzzler, the initial tax is equivalent to a good few years of annual road tax.

BobD 


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   08/05/2008, 8:26
geoff is not online. Last active: 06/05/2008 13:36:45 geoff



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Re: Suitable insurance for France and UK
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 Boiling a frog wrote:
 geoff wrote:

 

Sorry after all the above good advice, why stay with u.k. reg. when to french reg. has to be better.

no1 no road tax.

no2  2yrs testing.

no 3 and if you changed your driving permit. drive to your death.

 

One slight flaw in that arguement.

The person is a  UK resident and it is illegal under EU law to drive a foreign registered vehicle in your country of residence.Otherwise we could all avoid UK road tax etc by buying a French registered car

 

 

You cannot be a u.k.res. if you spend seven months in france.


G
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   08/05/2008, 9:04
Bob T is not online. Last active: 27/11/2008 10:24:06 Bob T



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Re: Suitable insurance for France and UK
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This whole thread sounds like another one that is trying to find loopholes so that they don't have to put any effort into anything. When they have an accident they will probably tell the police that the car is OK because someone on the living France forum said it was OK.
On another point, SAGA will NOT isnsure a car for 12 months unless you are a UK resident, and as has been pointed out, 183 days in France makes them a French resident.

Bob T 24
http://bikesindordogne.blogspot.com/

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   08/05/2008, 10:05
Boiling a frog is not online. Last active: 02/12/2008 12:55:49 Boiling a frog



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Re: Suitable insurance for France and UK
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Can I suggest that people look at HM Customs web site and in particular

http://www.hmrc.gov.uk/leaflets/c9.htm

 

Just a couple of extracts

If you go abroad permanently, you will be treated as remaining resident and

ordinarily resident if your visits to the UK average 91 days or more a year - see

paragraph 2.10.

 

If you are resident in the UK year after year, you are treated as ordinarily resident

here. You may be resident but not ordinarily resident in the UK for a tax year if, for

example, you normally live outside the UK but are in this country for 183 days or

more in the year. Or you may be ordinarily resident but not resident for a tax year if,

for example, you usually live in the UK but have gone abroad for a long holiday and

do not set foot in the UK during that year.

 

So it appears that this person is a UK resident as they spend on average approx 150 days in the UK per year  but it is a complex issue


 

 

 

 


Boiling a frog


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   08/05/2008, 11:21
geoff is not online. Last active: 06/05/2008 13:36:45 geoff



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Re: Suitable insurance for France and UK
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 Boiling a frog wrote:
Can I ask some kind mod to delete these duplicate posts I did only press the submit button once.Big Smile [:D]

 

Think the mods on day off,

It is a fete day


G
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   08/05/2008, 11:26
ErnieY is not online. Last active: 01/12/2008 17:54:48 ErnieY



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Re: Suitable insurance for France and UK
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The only reason for the change to the original was the advice on the thread to date re Saga

Which in this case seems not appropriate.

In practice there will be tens of thousands of sales reps etc, spending their working lives driving around Europe. They will frequently be stopped by the police and the police will check the documention based on the cars national registration.

Sure there are reps driving around but I very much doubt any of them are spending 6 months out of their country of residence, besides which their cars will almost certainly be registered to their companies which changes the scenario completely.

A UK car will be checked for UK tax, MOT and UK insurance. If all three are there, everything fine Sir, off you go.

You're having a larff surely. Insurance perhaps but the average Gendarme knows little if anything of UK Tax or Mot (nor what passes for legal in most other EU countries for that matter) and if they did there would not be the 100's if not 1000's of illegal cars running around France that there are. I just hope one of them never bumps into me.

In practice, unless you are in an accident, you are less likely to be pulled in at a random stop with overseas plates than with French plates.

Very true, and something which I'm sure for many forms a significant part of what motivates them to buck the system and break the law.

Just imagine how much info the local Gendarme has on Polish driving documentation.

About the same as they have on UK at a guess.

Just one more point, then I think I'll get the scotch bottle at the ready, No Road Tax is somewhat of a myth. When registering my old Mercedes, with a CV of 20, I had to pay around 400€, similarly when buying a new gas guzzler, the initial tax is equivalent to a good few years of annual road tax.

Have you seen the current VED rates in UK. At least in France you pay it only once.

Pass that Scotch now old chap would you Big Smile [:D]

PS: You might find that after a short while you can delete your duplicates yourself Wink [;-)]

 


My doctor said one drink per day, I can live with that !
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   08/05/2008, 11:39
Judith is not online. Last active: 23/10/2008 17:28:09 Judith

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Re: Suitable insurance for France and UK
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 BobDee wrote:

Asking this for a friend currently in the UK. She has a UK registered car taxed and MOT'd, owns a property in France and one in UK. She aims to spend about 5 months a year in UK and seven in France. Currently has french insurance but that only allows 30 days in UK.

But is it 7 months all at one time?  If not, it would seem to me to be perfectly legal to drive on UK insurance, tax etc.  Esp if the intention is to remain UK domiciled/ resident etc.  But I wouldn't have thought you should mix the "nationality" of the tax, insurance and MOT.



Judith
ex W1 and now in the Aude

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   08/05/2008, 12:00
Jacqui      Too            is not online. Last active: 30/09/2008 19:24:17 Jacqui Too



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Re: Suitable insurance for France and UK
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 Boiling a frog wrote:

The person is a  UK resident and it is illegal under EU law to drive a foreign registered vehicle in your country of residence. Otherwise we could all avoid UK road tax etc by buying a French registered car

So are you saying that if I have a French reg/insured car for use in France at our holiday home, I would not be allowed to take it on trips back to the UK? Never heard that before! Can you point me to the relevant legislation , as this is something I thought might happen occasionally.


Jackie


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