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13/05/2008, 16:14 BobDee Joined on 17/08/2005 Reaup Lisse 47 Posts 114 Re: Is an FD5 a FD5? Remember the original point of this posting. FD5 is not the form to use for individual declarations. FD5 is a Company declaration form. The HMRC havnt  got around to givng the "FORM FRANCE INDIVIDUAL" an actual number. This is why tax office folk get more confused that usual when people keep talking about the FD5. BobD Having posted my words of wisdom.. I have just found a 2003 version of the above form and it is labeled FD5. The latest ones are devoid of any number and if you try and download a "FD5" from the HMRC website, you get the "Company" version. Its good to know our finances are in such capable hands.      Report

13/05/2008, 16:15 ErnieY Joined on 05/12/2006 Nr Prayssac (Lot) Posts 3,551 Re: Is an FD5 a FD5?  Benjamin wrote: tax treatment when working offshore is an area completely unknown to most of us on the forum. Quite so but the truth is it's stunningly simple: If you work for a UK employer in the UK sector you pay UK tax, that's it and that's me. Having worked abroad quite extensively I've witnessed first hand the horrible mess some people have got themselves into by being 'clever', just disappearing from UK and being paid in local currency. Sooner or later the piper had to be paid and for one or two it was a near bankrupting experience   My doctor said one drink per day, I can live with that !    Report

13/05/2008, 16:57 Benjamin Joined on 21/08/2005 Vendée South Posts 1,661 Re: Is an FD5 a FD5?  BobDee wrote: Remember the original point of this posting. FD5 is not the form to use for individual declarations. FD5 is a Company declaration form. The HMRC havnt  got around to givng the "FORM FRANCE INDIVIDUAL" an actual number. This is why tax office folk get more confused that usual when people keep talking about the FD5. BobD Having posted my words of wisdom.. I have just found a 2003 version of the above form and it is labeled FD5. The latest ones are devoid of any number and if you try and download a "FD5" from the HMRC website, you get the "Company" version. Its good to know our finances are in such capable hands.   Your're quite right BobDee. Sorry old habits die hard. Benjamin Snips, snails and puppy dog tails    Report

13/05/2008, 17:55 Sunday Driver Joined on 07/10/2005 Deux Sevres (79) Posts 2,916 Re: Is an FD5 a FD5? The Form FD5 has always been the recognised name of the tax reclaim form, either in France/Company or France/Individual format.  My own form (obtained in 2005) is entitled France/Individual and has the reference FD5 beneath it. The latest forms on the HMRC website are identical to the earlier ones, but whilst the France/Company form retains the reference FD5, the France/Individual form no longer includes it.  I don't know the reason for the omission - perhaps we should get a petition up to ask HMRC for some administrative consistency..... In any case, the link in the Tax FAQ takes you straight to the correct form. Benjamin commented that a normal tax office may not recognise the term FD5 because it's used by the Centre for Non-Residents.  The actual correct process for moving tax jurisdiction is to submit a P85 to your tax office certifying that you are moving abroad.  Your tax file is then tranferred to the CNR who then handle the funny foreign bits, including sending you an FD5 - sorry, of course, I meant a France/Individual........oh, never mind, at least they know what an FD5 is.   Waddya mean it's only Saturday......    Report

14/05/2008, 19:58 David Joined on 23/08/2004 North Deux-Sevres Posts 352 Re: Is an FD5 a FD5? I am a little confused about the FD5 and it's use, so I would be grateful for some advice. We are full time residents in France, but we still have one UK bank account which insists on deducting UK tax on interest at the basic rate.  We keep this account for sterling receipts and payments, and do not wish to close it, so we have to reclaim the UK tax each year as we pay French tax on the interest. In our first French tax year (2005 income) we completed the FD5 and handed it in with our annual French tax forms.  The local Bressuire office stamped it and asked us to send it to Paris, which we did.  Several months later we received the UK tax repayment by cheque. In our second French tax year we handed it in with the annual French tax forms, but this time the Bressuire office kept the FD5 and said they would forward it to Paris.  This was a copy of the same form we sent the year previously (but different tax amounts) and was marked FD5.  We have not received any UK tax repayment for that year. We are about to complete our third annual French tax return, so what should we do about reclaiming the UK tax paid on bank interest? We were not too bothered last year as the amounts were quite small, but this year is more important due to financial constraints. Many thanks in advance. David    Report

14/05/2008, 20:22 BobDee Joined on 17/08/2005 Reaup Lisse 47 Posts 114 Re: Is an FD5 a FD5? David, as far I understand the situation, and there are certainly others on this forum with greater knowledge of these matter than yours truly, the act of submitting an FD5 does not in itself stop UK tax being deducted from interest bearing accounts. It is up to you to request that your bank/building society, pays your interest gross, i.e, no tax deducted. Various banks etc might well have their own forms for gross interest payments,  that you have to request. In most cases they will not act on this request without checking with HMRC, and HMRC will check that they have an FD5 duly stamped by the french impots in your name. Sounds highly circuitous, but thats how it seems to work. You should not have to submit an FD5 every year. BobD      Report

14/05/2008, 21:04 David Joined on 23/08/2004 North Deux-Sevres Posts 352 Re: Is an FD5 a FD5? Thanks BobD, Tried that but the UK bank (not the tax people) refused, and insisted that they deduct the UK tax.  They invited me to transfer to one of their offshore accounts if I wanted interest paid gross, but that did not have a credit card or cheque facility. As we now do not have a UK address we cannot open a new account with another bank. Thanks, David    Report

14/05/2008, 23:07 spg Joined on 23/08/2004 Southern Morbihan 56 Posts 1,092 Re: Is an FD5 a FD5?  David wrote:  We have not received any UK tax repayment for that year. We are about to complete our third annual French tax return, so what should we do about reclaiming the UK tax paid on bank interest? We were not too bothered last year as the amounts were quite small, but this year is more important due to financial constraints. As I understand it from speaking to a very nice man in Nottingham - +44 151 210 2222 - you only need to complete the France Individual form once - unless your income is above your UK personal allowance. After that you can complete an R43 (downloadable from the Internet) and send it to Nottingham yourself using the Tax code you received with your first rebate reclaim via the old FD5. You can ring Nottm and ask if they received your form last year, if they did not then fill in an R43 - you have up to 6 years to reclaim the tax taken from you by your Bank. Sue Computing - it's another world    Report

15/05/2008, 10:33 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 6,408 Re: Is an FD5 a FD5? The form can be downloaded HERE.  It's a bit of a bore but you do have to do this every year to claim back the UK tax. Healthcare Issues Site    Report

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