Changes to Healthcare Entitlement, CPAM, CMU and Cartes Vitales

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   28/09/2007, 11:02
kwaito is not online. Last active: 28/09/2007 09:29:17 kwaito

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Re: Health Care Providers
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So Lebois, the stuff on the Embassy website about the reprieve until March 2008 holds no water?

Does anyone have the phone nos for the companies and insurance brokers as am getting no reply to emails (deluged no doubt)? Would it be prudent to wait a few months as new policies tailor made for this may come out and be cheaper, or do you think the cos will up their tarifs to take advantage of us all?


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   28/09/2007, 11:09
lebois is not online. Last active: 27/08/2008 14:31:38 lebois

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Re: Health Care Providers
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 kwaito wrote:

So Lebois, the stuff on the Embassy website about the reprieve until March 2008 holds no water?

Does anyone have the phone nos for the companies and insurance brokers as am getting no reply to emails (deluged no doubt)? Would it be prudent to wait a few months as new policies tailor made for this may come out and be cheaper, or do you think the cos will up their tarifs to take advantage of us all?



The 'stuff' on the websites is great if you you are in CMU, but we were are in the gap.  Our E106 has just run out and we are now new applicants to CMU, response, sorry! That will be the same for all E106 holders that run out before March 31st 2008. Apparently, there are over 6000 E106s issued per year, so about 500 a month will start to drop out from now, then at the end of March all the CMU members drop out the system (who knows how many). We are working on our problem and of course be altuistic with our information when we have something useful to offer. 

The E121 is the ticket to get.   But the destination of the French Health System is unnown, we didn't cause the financial problems.  You could always pitch up at the job centre at 58-9 or 63-4 years old and ask for a job!


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   28/09/2007, 12:43
Benjamin is not online. Last active: 05/09/2008 10:04:39 Benjamin

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Re: Health Care Providers
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 kwaito wrote:


 or do you think the cos will up their tarifs to take advantage of us all?



This won't happen kwaito as the French Government will step in and apply full consumer protection laws to ensure we immigrants are not disadvantaged. Stick out tongue [:P]




Benjamin

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   29/09/2007, 10:15
cooperlola is not online. Last active: 03/07/2008 10:06:41 cooperlola



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Re: Health Care Providers
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One French company : April.  More to follow

http://tinyurl.com/29smdk

Thanks to cook21 from "another forum." (No, not that one....Whistles [Www])


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   29/09/2007, 11:28
huwcasson is not online. Last active: 29/09/2007 10:20:33 huwcasson

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Apologies for being slightly off topic but I hope you will appreciate the importance of this post. I APOLOGISE FOR IT'S LENGTH BUT PLEASE IF YOU CAN READ IT IN IT'S ENTIRETY. Effectively we are not allowed to do this... but if you take the time to read the whole of this message you will see that we believe that there is an ethical issue at stake here which is more important than local regulations (you may or may not chose to copy it into an email and send it on)
********************************************
I would be very grateful if you could read this email *including the very important messages at the bottom* and understand the potential importance for the anglophone community, and then pass the message on by cutting and pasting the portion below the asterisks into a new email and adding any comment you would like to make above the asterisks. Send it to anyone and everyone you think might be able to spread this message, please.

We're trying to get our unique English Language Medical Practice established (the Ville Rose Medical Practice) -
www.britishgp.fr - and need the help of the entire anglophone/non French-speaking community in the Midi Pyrenees to do this in a limited amount of time... about 1 month.

What do we need?
We want EVERY SINGLE PERSON IN THE MIDI PYRENEES who (a) doesn't speak French or (b) would simply prefer a medical consultation in English to be aware of us and have put our website on their internet "favourites" IN THE NEXT 3 WEEKS. No registration - no obligation - just to know about us is all we ask.

What's in it for the community?...
Simple -
1) We promise that if ANYONE is admitted to an intensive care environment in South West france (or has a loved one admitted) and wants to speak to a native English speaking doctor (who is also an emergency physician with experience in anaesthetics and ITU) to help explain what is happening in language they can understand, WE WILL PICK UP THE PHONE ANY TIME OF DAY OR NIGHT FOR ABSOLUTELY NO CHARGE- provided that we are in the area (i.e not on holiday elsewhere or such).
2) If, heaven forbid, anyone should be bereaved WE WILL PICK UP THE PHONE ANY TIME OF DAY OR NIGHT FOR ABSOLUTELY NO CHARGE to provide whatever assistance we can to those who need it - again subject to our being available, which is almost always the case.

Why so urgent?

Due to rising interest rates in the UK, and the international squeeze on credit, the banks are unwilling to lend the practice sufficient funds to allow it to have a more "organic" development. As a result, we have heard today news which effectively gives us 4 weeks to make this a success... so please, if you feel that this is a service you could benefit from, help us to contribute to the anglophone community now.

Why should we help your practice? If you came out here, surely others will come to take your place?

The move to Toulouse has required over 12 months of negotiating the numerous bureacratic hurdles necessary. The economic climate in healthcare in the UK and US as opposed to France means that any doctor wanting to come to work here would have to REALLY love France to make the financial sacrifice. We do. Nobody owes us anything and we are not asking for charity here. We CHOSE this wonderful country, for the same reasons as most of you... because of it's wonderful quality of life, the chaleureux Tolouse folk and its beauty and climate. If we leave, others "may" choose to take our place for the same reasons, but the bald facts are that even before GP salaries rose in the UK and their out of hours committment decreased, in the last 5 years not one native English speaking doctor has chosen to come to work in the Midi Pyrenees and, in the entire South West of France only one other doctor has made the move (to the Pyrenees Orientale). He left 2 years ago. We are in contact with another UK doctor in the East of France who is having to leave the country intermittently to work elsewhere to pay his bills. There has been one other doctor whom we are aware of who is looking at the possibility of moving here at some stage about 5 years in the future. If anyone out there knows of another Native English speaking doctor, *please* let everyone else know. We are *not* looking for preferential treatment.

There was a case a few weeks ago of someone who did not know about our service who left a critical care unit early, perhaps uncertain of the severity of his diagnosis, perhaps due to linguistic or cultural problems. He tragically died hours afterwards. The family had to cope with their grief in a strange land without even the token benefit of a doctor who knew their culture and language supporting them. We shouldn't let that happen again.

If you feel that you want this service to be available please visit our website at
www.britishgp.fr and email or call us now so that we can convince those who need convincing that there is a need here.

Most sincerely

Dr Huw Casson MBBS MRCS Ed
Dr Judith Casson MBBS Hons DCH DRCOG DFFP


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   29/09/2007, 11:32
huwcasson is not online. Last active: 29/09/2007 10:20:33 huwcasson

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Re: Health Care Providers
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In addition - understanding rivalries that may exist, can anyone suggest other fora for us to post this message in?

Many thanks,

Huw


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   29/09/2007, 11:41
LisaJ is not online. Last active: 16/07/2008 06:32:53 LisaJ

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Re: Health Care Providers
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Is anyone able to clarify re existing conditions? If, for example, someone has a long-term condition of contolled hypertension, does this mean that they would not be covered by an insurer for a future heart attack or stroke? Or does it simply mean that they would not be covered for hypertension drugs / blood tests / cardiograms etc? It is hard to understand the advantages / disadvantages of the different offerings without some understanding of what it might mean in practice. Is there anyone out there with a good understanding of health insurance who might be able to help?

regards

Lisa


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   29/09/2007, 11:50
Ron Avery is not online. Last active: 29/08/2008 09:59:24 Ron Avery

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Re: Health Care Providers
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Can you explain exactly what you after by these posts? 

You are appear to be offering nothing to those who will be disenfranchised from the CMU on expiry of their E 106s or are below retirement age or providing the name of a healthcare insurer

Your site appears to be only about wanting to charge more than 21€ for a consultation for English speakers, who will have to pay this fee in full in future if kicked out of the CMU.

Incidentally my French Doctor does not ever, no matter how long I spend with him, charge more than the going rate and I doubt any others on here can say differently.  Are you proposing to offer a discount for a five minute consultation then?  There are many English speaking French doctors all over on the south west if you want them, some do, some don't.


Why not post a sensible answer, people will appreciate it more


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   29/09/2007, 11:56
cooperlola is not online. Last active: 03/07/2008 10:06:41 cooperlola



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Re: Health Care Providers
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 LisaJ wrote:

Is anyone able to clarify re existing conditions? If, for example, someone has a long-term condition of contolled hypertension, does this mean that they would not be covered by an insurer for a future heart attack or stroke? Or does it simply mean that they would not be covered for hypertension drugs / blood tests / cardiograms etc? It is hard to understand the advantages / disadvantages of the different offerings without some understanding of what it might mean in practice. Is there anyone out there with a good understanding of health insurance who might be able to help?

regards

Lisa

Might I suggest that you speak to one of the agents in the list at the top of this thread.  The advantage of using such an agent is that they do have the good understanding which you seek.  All I mention are English-speaking and two are forum members.  I can make a personal recommendation if you pm me.  By contacting them  and explaining your problems, you are under no obligation to pay any of them until you take out a policy.
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France Forum » Living » Health » Changes to Heal... » Health Care Insurance Providers

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