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French Finance
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 09/06/2008, 14:42
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Jazzer
Joined on 07/01/2008
Sugeres
Posts 38
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As a retired Bank Manager, i was very impressed with Sterling Exchange,They saved me a couple of grand 2 years ago.
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09/06/2008, 14:46
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DerekJ
 
Joined on 19/10/2007
Surrey and the Lot
Posts 184
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NR. I booked two chunks of money on the same day. A spot transaction for the deposit on the house and another forward transaction for the balance.
The money for the deposit was transferred accurately and timely and with no additional charge. Because I had to set a date for the balance to be available in advance of our final completion I had to complete the transaction a few days ago... (still a few weeks to completion unfortunately). I hadn't finalised on setting up my French bank account at the time so it sat for a few days in a holding account at 4X. They were obviously happy enough to do this (it must have still been earning money for them) but then they transfered it quickly and without problem a few days later once I had finalised on the French bank account.
So bottom line... a faultless set of transactions.
Derek
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16/06/2008, 19:51
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Steve c.
Joined on 16/09/2007
East of Bergerac
Posts 18
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I use HiFx good quick service, but I think most of the main players are pretty good, just make sure the company is credible before transferring your money off.
Be safe and have fun !
Steve C Post edited by the moderators.
Steve C.
Spell French Cheques Here
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17/06/2008, 18:54
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gjp23
Joined on 13/09/2004
Posts 16
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Surprising though it might seem, I have found my bank, First Direct, to offer the best service, in terms of exchange rate and cost to me, for occasional transfers (always in excess of £5,000). However, they cannot compete at all for regular transfers (say, monthly or quarterly). Whilst I have been using Moneycorp in recent months, the service is good, but I am really not happy about the rate and cost. They are, they say, charging me commercial rate, but when I check up, it seems to be a lot closer to the tourist rate, which is, frankly, not very attractive!
I'm just about to try Currencies Direct, who, according to their current blurb, offer commerical rates and no transfer fee. We shall see . . . . .
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17/06/2008, 19:10
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Stu the Brewer
Joined on 23/08/2004
Lot
Posts 17
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I have been using Currencies Direct for five years now, no problems with the service, they do charge a flat fee of £15 for the transaction and the rate is always much better than tourist rate but depends on amount to be transfered
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18/06/2008, 7:48
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P2
Joined on 13/09/2006
Posts 217
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When we bought I used Currencies Direct for the deposit having registered and phoned a number of companies.
Then it came to the balance. Again I phoned a number of companies and also had 4xcc on screen. Each time 4xcc gave the best rate. Phoned Currencies Direct and was quoted quite a poor rate and was asked what I thought of it. I told him not a lot. I was then asked if I was just doing research or actually going to transfer. I told him at the right rate the deal would happen that day. Just a minute, he said, we sometmies have some big deals going on and can tag on to that, I'll just talk to one of my directors. He came back with a rate that made all the rest seem silly so the deal was done.
Therefore, I believe that with at least one there is some barganning to do. So do not accept what they offer first.
Will also add that the deposit transfer went very smoothly so was happy to use Currencies Direct again which was smooth once again.
Paul
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18/06/2008, 8:05
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nectarine
Joined on 02/08/2007
Lot-et-Garonne
Posts 225
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I used Moneycorp some months ago for our house purchase and negotiated a better rate than they were offering, by saying that if the rate was better than all the others I had been quoted then I would agree the deal there and then. Like P2's experience, he said "hang on a mo" and a few minutes later came back and bettered the other's rate. No problems with the transfer, all sorted out by phone and email, quick efficient. I think with a large amount, you could probably haggle a fraction of a cent or more.
If you look like your passport picture, then you probably need the holiday.
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19/06/2008, 13:57
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leslieneils
Joined on 14/03/2008
Posts 7
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I have generally found banks more expensive than the currency brokers, although since I pointed this out to my bank, I have noticed a greater willingness to offer a better deal, albeit I have needed to press the point to get any improvement.
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France Forum » Legal and Finan... » French Finance » Money transfers
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