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17/04/2008, 10:35 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 6,315 Re: En France, tout est possible ! I heartily agree with the two posters above.  Might be easier all round if she tried it for 3 months (and you too of course!), preferably in the winter when things can be very quiet.  Personally, I wouldn't contemplate what you're doing but of course I know nothing about your relationship - and how many ties your mother has in the UK.  But I'd rather budget for a few trips a year in both directions for all of you, than go down this road.  I go to see my mother on a regular basis (she is 84 and very active) - I know she would be really bored and unhappy here and I think we'd probably end up wanting to do one another in! Healthcare Issues Site    Report

17/04/2008, 11:44 Hoddy Joined on 23/08/2004 .....Forum Moderator..... NW Leics/SE Dordogne Posts 2,082 Re: En France, tout est possible ! From a personal relationships point of view I agree with RH and Coops. On a practical level I’m not sure that it could be made to work. sara77’s mother would be covered for the first 70% of any health care costs while on ‘holiday’. The problems arise with the top up insurance for the rest which is very difficult for the over 70s to obtain for any period longer than sixty days. Obviously each person’s circumstances are different, but I can’t see any way that this could be made to work without great expense. Hoddy    Report

17/04/2008, 12:04 Russethouse Joined on 23/08/2004 Forum Moderator Posts 9,495 Re: En France, tout est possible ! A relation of mine (70 years of age) visited the USA last year on an annual world wide poilicy, considering he had a quadruple heart by pass op over 20 years I thought it was a 'deal' perhaps that sort of poicy would be an option ? www.quimperclub.org 99    Report

17/04/2008, 12:38 Will Joined on 22/09/2004 Sussex & 50 (Mortainais) Posts 4,727 Re: En France, tout est possible ! I would just point out that under French taxation rules you are considered French fiscally resident if: Your main home is in France. Your family or dependants are in France. Your main financial interests are in France. You spend more than half of the year in France. There are other criteria too, but you only have to fulfil one of the above. So, effectively, you cannot choose where you are taxed. Things get complicated further by the fact that in France you are taxed as a household rather than as individuals, but the double taxation agreements take care of most eventualities. You are also required to pay into the French social security system (or, if you are 'economically inactive', hold suitable private health assurance) if you spend more time in France than in any other country, unless covered by a E-form. Presumably as an OAP she would be eligible for an E121, so will be covered by that. Will intentionally blank signature http://www.vienormande.com    Report

17/04/2008, 13:02 Hoddy Joined on 23/08/2004 .....Forum Moderator..... NW Leics/SE Dordogne Posts 2,082 Re: En France, tout est possible ! "A relation of mine (70 years of age) visited the USA last year on an annual world wide poilicy, considering he had a quadruple heart by pass op over 20 years I thought it was a 'deal' perhaps that sort of poicy would be an option ?" I think these annual world wide policies all have limits as to the number of days you can be out of the country. So even though it's an annual policy you can't usually do more than 60 days out of the country on any one trip. At least that was our experience with my 79 year old very fit relative. Hoddy    Report

17/04/2008, 13:53 sweet 17 Joined on 05/08/2006 charente maritime Posts 2,045 Re: En France, tout est possible ! The policies also tend to exclude "pre-existing" conditions which always worry me.  What if you get something "new" but which can be tenuously linked to a pre-existing condition?  Eg, you're overweight and you get a stroke and when you try to claim they tell you that the stroke is related to your overweight condition?  Far-fetched I know but then I also have had some dealings with insurance companies!    Report

17/04/2008, 14:17 Val_2 Joined on 23/08/2004 Posts 3,055 Re: Keeping Uk Residency? Is this her dream too? I say this because many people moving here to live permanently leave behind elderly parents because they know in their heart of hearts they are trying to soften the blow of moving away by offering to take them along too when,to be honest they probably don't want to leave everything they know and love behind after all those years. Yes, there are those adventurous oldies who will upsticks and go with the kids but too many are already entrenched intheir own lives and will end up miserable and cut off if they do not speak french,stuck in a foreign hospital if the need arises and many other things that are likely to crop up. I suggest if you have not already done so, have a long heart to heart with your mother and maybe it would be best for her to visit for several weeks at a time so she still has HER life and a new experience with you.    Report

17/04/2008, 16:41 sweet 17 Joined on 05/08/2006 charente maritime Posts 2,045 Re: Keeping Uk Residency? Val, that really is THE most sensible reply anyone could come up with.  I hope the OP will now have some food for thought, might be indigestible but at least better that than regurgitation later?    Report

18/04/2008, 8:44 dr orloff Joined on 13/04/2008 Posts 46 Re: Keeping Uk Residency? I think sara77 can decide for herself what is best socially for her own mother.  From a practical perspective then I would suggest that although it is easy enough to transfer to the french health system, matters of tax and inheritance are not straightforward.   Professional advice is essential if residence in France is taken up.  As long as sara77's mother retains somewhere to live in the UK - who's going to know where she actually is?     Report

18/04/2008, 9:04 Russethouse Joined on 23/08/2004 Forum Moderator Posts 9,495 Re: Keeping Uk Residency? who's going to know where she actually is?  Any official that wants to, unless she can actually walk on water - getting across the chanel generates a 'trail' easily checked by authorities. You are right, only Sara can know her mothers situation well enough to judge, but some of us who may love our elderly parents dearly, have experience in actually living with them as an adult and are are advising caution - it's up to Sara how much notice she takes... www.quimperclub.org 99    Report

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