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   08/02/2008, 6:07
Mel is not online. Last active: 07/01/2009 13:03:47 Mel



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Re: No health cover
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Whilst I continue to have the greatest sympathy for fellow Brits already living in France and suffering as a result of these changes, I wonder if anybody in authority has even thought about another group of folk caught in limbo over this...

In late 2003 I committed a large lump of my pension into buying a home in France to retire to. Since then, I have committed every piece of spare cash I could earn into renovating this property. Then, just as my wife and I are in the process of finishing it, we get hit by the health changes. Pre-existing conditions and not enough cash to pay the premiums prevent us from buying insurance.

We are now stuck with our lovely dream home and fast running out of the money to keep going back and forth to it. 

(I am in my late 50's, my wife in her mid 50's)


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   08/02/2008, 7:13
dragonrouge is not online. Last active: 06/01/2009 08:35:23 dragonrouge

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Re: No health cover
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One cannot but just sympathise.  For our part and due to family reasons in the UK as in aged mother, grandson in trouble and other related issues we are now planning to go home from our wonderful home in a lovely village in the Vendee.

Unfortunately such is life.

We too committed two large lumps of pension to buy our initial home in Normandie then moved for fear of the pylons (read the thread) on that) and now with a limited market place are we likely to get our money back?  Fortunately we kept our home in the UK and which is rented but we cannot get our hands on that for another twelve months.

Life is a *** but I am glad I am alive there are lots in the churchyards who would love to have the opportunity!


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   08/02/2008, 10:25
tigerfeet is not online. Last active: 28/07/2008 08:05:15 tigerfeet

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Re: No health cover
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 Mel wrote:

Whilst I continue to have the greatest sympathy for fellow Brits already living in France and suffering as a result of these changes, I wonder if anybody in authority has even thought about another group of folk caught in limbo over this...

In late 2003 I committed a large lump of my pension into buying a home in France to retire to. Since then, I have committed every piece of spare cash I could earn into renovating this property. Then, just as my wife and I are in the process of finishing it, we get hit by the health changes. Pre-existing conditions and not enough cash to pay the premiums prevent us from buying insurance.

We are now stuck with our lovely dream home and fast running out of the money to keep going back and forth to it. 

(We are in our late 50's)

My sympathy's Mel , but if you are late 50,s you will not have long until your wife reaches 60 she can then get an e121 and you can join the French health system . (I know retirement age for women is changing but think in this case they should be ok)


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   08/02/2008, 11:08
cooperlola is not online. Last active: 21/12/2008 17:08:49 cooperlola



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Re: No health cover
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At FHI we still believe that there is a very strong case to challenge the way in which the law is being interpreted here, and there is quite a lot of sympathy for this view within the EU parliament - but sadly it's going to take a lot of time and willpower to get anything done.  At present, we are of course still engaged in the battle to get the latest changes implemented at ground level, but our attention will certainly turn to those planning a move, once things settle down for those already here - which we are confident that they will shortly.

But Tigerfeet is right, Mel, once your wife reaches UK state pensionable age then you will be OK to come on the basis of her E121.  Also, depending upon when you actually retired, you may have some residual E106 benefits.  I would need to know precise dates (birthdays, when you both gave up work etc) to do a proper guestimate, but I think you may very well find that you get UK government cover quite soon.  Also, depending upon what the pre-existing conditions are, one of you may of course be eligible for disability benefits and hence an E121 that way.  There are many ways to skin this particular cat, even trying to find a part-time job over here for a while.


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   08/02/2008, 12:01
busybee is not online. Last active: 06/01/2009 15:31:35 busybee

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Re: No health cover
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 cooperlola wrote:
  The advice is to contact CLEISS (the Helpdesk in France for international mobility and social security) on 00 33 1 45 26 33 41, website: www.cleiss.fr for emergency cases, as they are best placed to help in an urgent situation.


I have contacted CLEISS and they were very re-assuring and helpful ( I spoke to a lady in their translation department initially, and was given a direct line to call, for the reglement de communitaire. When I had some difficulty understanding what I was being told, they referred me back to the translation department, who clarified). They did say that instructions should be forthcoming to CPAM next week, but that in the meantime, we should submit a dated application for CMU.

Thanks again for your help.



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   08/02/2008, 18:39
pepsisue is not online. Last active: 31/10/2008 18:10:48 pepsisue

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Confused [8-)] Re: No health cover
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I have a letter stating that my Carte Vital expires end of Jan08, but if i go to a machine in a chemist and insert my card this will extend it until end of March. After endless visits to chemists, i finally found one in Montauban which is half hour drive. With the help of a assistant it was given the thumbs up. That was until i went to my local chemist for my medication, my Carte Vital was showing as terminated. Back in no mans land.

Any advice greatly appreciated

 


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   08/02/2008, 18:52
cooperlola is not online. Last active: 21/12/2008 17:08:49 cooperlola



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Re: No health cover
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Pepisue, the new regulations have just been posted on the Social Security website so one can expect CPAM activity shortly!  Meanwhile, I think your only course of action is to visit your CPAM and get them to update your card, at least until March.  You can also take a copy of the latest statement with you

http://www.securite-sociale.fr/comprendre/europe/europe/cmu_inactifs.htm

which hopefully will persuade them to extend it beyond March at the same time!


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   08/02/2008, 19:51
krusty is not online. Last active: 07/01/2009 16:44:36 krusty



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Re: No health cover
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 pepsisue wrote:

I have a letter stating that my Carte Vital expires end of Jan08, but if i go to a machine in a chemist and insert my card this will extend it until end of March. After endless visits to chemists, i finally found one in Montauban which is half hour drive. With the help of a assistant it was given the thumbs up. That was until i went to my local chemist for my medication, my Carte Vital was showing as terminated. Back in no mans land.

Any advice greatly appreciated

 

pay for your medication and keep the brown forms for a refund when this mess is sorted


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   09/02/2008, 12:38
Mel is not online. Last active: 07/01/2009 13:03:47 Mel



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Re: No health cover
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Dear Cooperlola, tigerfeet et al,

Thanks for your kind responses. I do admit to being a bit unkind to my wife in calling her late 50's - I am (59), but she is really mid 50's (54). When I wrote that, it was for quickness, I had not really thought about the significance. She would flatten me if she knew what I had said...

Cooperlola, I will email you with our exact ages and dobs etc. Thanks! 


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