Joined on 05/05/2006
72 - Sarthe - home of les 24 heures du Mans
Posts 7,595
Re: Health Care Providers
rothrugby wrote:
Thanks for the info. I represent an organisation in the Poitou-Charente & we are interested in the idea of a bulk scheme. How do we contact Kurt Harper?
His e-mail address is in my list of contacts, above.
Correction Pacifica are the insurers of Credit Agricole, not just Britline
For a quote, policy or query go to your nearest CA branch, Pacifica are based in Clermont-Ferrand, but your bank clerk/manager is the agent for them, after a recent car claim that I had to sort out, not impressed with them, but it maybe that in France they do not argue the toss for years over who was to blame for a fairly minor accident. I hope Groupama come up trumps, if we need it, with all the E 121 holders and dependents and those with 5 years here possibly being exempt from being booted out, there is only me and Coops left who need a policy.
Which on serious note leads me to wonder at the end of the day, when they have decided who is and isn't entitled to continuing in the CMU, just how many people will be affected and will it be worth insurers creating policies for a relative few which will diminish each year as more and more get E 121s?
All sweetness and light on this part of the Forum.
Joined on 05/05/2006
72 - Sarthe - home of les 24 heures du Mans
Posts 7,595
Re: Health Care Providers IMPORTANT, PLEASE READ
Kurt Harper - in co-operation with other insurers and brokers -is already having some luck in motivating the insurance industry to look at providing a new Umbrella insurance scheme which could provide some welcome relief, particularly to those with long-term conditions, who are most affected. However, for this to work, it will of course need support and at some stage there will be the necessity to establish how many people might be interested.
As there may, obviously, be some conflict of interest here vis a vis this forum and its relationship to Archant, would anybody who is interested in persuing this, please contact me, or Kurt Harper direct, by pm or e-mail. This is only my personal view, not an industry one, but I imagine that it will need others, like myself, who have no pre-existing conditions, to add their support too, so please bear this in mind.
Joined on 05/05/2006
72 - Sarthe - home of les 24 heures du Mans
Posts 7,595
Re: Health Care Providers
Ron, assuming more people come to live here, post the changes, then the need for a blanket policy to help those with pre-existing conditions, will continue.
I understand that Pacifica acts for the whole of CA, but thought the English language link might be easier for some.
I have just received the attached email from the British Embassy on potential numbers of people looking for health insurance and I have forwarded to Kurt Harper:
"There are potentially 7420 'earlyretirees' from the UK who are resident in France and whose E106 will expire over the next 2.5 years.
We are unable to give figures regarding the number of UK 'early retirees' in France who are not E106 holders, or indeed any figures regarding persons with pre-existing conditions.
Hi everyone, we are 2 healthy active Francofiles, of the few that have just completed their E106 cover waiting to join and pay into the French System, with a 19 month gap prior to the E121 arriving. After 2 weeks of discussions with our CPAM man, who has been very helpful and genuinely unhappy not to be able to help, we have admitted to ourselves that the French system is closed to us. Even though we have been here and 'in' the system for 2 1/2 years, we have no extension until March 2008. We are chasing our complimetary insurance provider (AGF) this afternoon, to see if they are gearing up to this 'situation'. That said, I had this promising reply today which indicates that these guys are on the case to fill the gap. We have been without health cover for a few weeks because the French system doesn't know what is going on and the health insurance wasn't ready for this change (complimentary insurance is invalid with no E106). I hope this post helps others feel less alone. (I have no affilliation with the company below)
We have joined you guys in lobbying all and sundary as we believe the French Governments decision is not legal and against human rights.
Thanks for all the support this forum offers to people like us.
Thank you for your email.
We do offer a range of Full Cover
Policies, the details of which can be found on our website www.exclusivehealthcare.com
All the
Full Cover Plans are subject to underwriting and acceptance of the terms are
required. Following completion of the medical questions the insurers reserve the
right to ask for special terms or to decline the proposal. We are
also developing a new range of policies to meet the needs of the changed
situation. Once these policies have been finalised the details will be sent to
you by email and you will be able to find them on our website www.exclusivehealthcare.com
The home page of our website www.exclusivehealthcare.com does
contain information of the current situation regarding CMU and is regularly
updated.
Please do not hesitate to contact us for
more information.