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18/06/2008, 7:59 P2 Joined on 13/09/2006 Posts 289 Re: Please help.......insurance quandry  Jacqui Too wrote: Not wanting to be argumentative and I agree that on the facts we have been given Mr O has been badly treated and some kind of redress is needed. I would just like to add that last month we came to France with our transit van to do some private work on our own house, and as the same as last year I had to go to our insurers (NFU) to get a 'green card' because it is a commercial vehicle and therefor does not have the required wording (green card) printed on the back of the cover note as does our car. I was asked by the insurance company if we intended to work while we were away in France as they could not issue one if we were. So may be it's the same whether you drive a car or commercial vehicle you may not be entitled to work and drive on a green card! I might ask next time I am in their office what insurance we would need IF we intended to work, just for curiosity.  Jackie I think you are confusing commercial work, i.e. carrying out work for Joe Bloggs for payment and carrying out totally non-commercial work, i.e. on your own home. You may have a commercial vehicle but surely travelling to and from your own home for whatever purpose is 'social and pleasure'. To extend that whenever anyone drives from their UK home to their French one in a car and they will do some work on it then they require commercial insurance for their car. The answer to the insurance mans question was 'no'. Paul    Report

18/06/2008, 7:59 JMB Joined on 22/03/2008 Posts 40 Re: Please help.......insurance quandry  Russethouse wrote: Policemen are human and make mistakes, and I guess there have been lots of times that quite a few of us have cursed the police for not acting ( I wrote a long post about one such situation this afternoon, then lost it ) I'm sorry that Mr O was caught in this situation and if compensation is due, then he should get it, but on the whole I would rather that mistakes were made being over zealous, than not being zealous enough. (as long as firearms are not involved) I feel safer that way... It's a good job firearms were not involved. GMP don't do firearms very well.    Report

18/06/2008, 8:52 Will Joined on 22/09/2004 Sussex & 50 (Mortainais) Posts 5,071 Re: Please help.......insurance quandry "Policemen are human and make mistakes..." We're human too, and if we make a mistake on the road such as travelling slightly too fast past a speed camera we get fined and have to accept the consequences. So the police should also have to accept the consequences of their mistakes. If this was an action under Wolverine, it explains a lot. Just because a large number of Eastern Europeans may be flouting vehicle and other laws, it does not mean that any foreign vehicle is automatically illegal. In this case, the police were clearly in the wrong and should be made to accept this. Or do we want a virtually unaccountable national military police force, like the French?   Will intentionally blank signature http://www.vienormande.com    Report

18/06/2008, 9:07 Pierre ZFP Joined on 12/11/2004 PdC(62)/Luxembourg Posts 1,938 Re: Please help.......insurance quandry Quis custodiet ipsos custodes? Remember, apples and blackberrys do NOT count towards your 5-a-day    Report

18/06/2008, 9:20 cooperlola Joined on 05/05/2006 72 - Sarthe - home of les 24 heures du Mans Posts 6,418 Re: Please help.......insurance quandry It strikes me that as the magistrate/judge decided there was no case to answer, then an independent body has already decided that the police were wrong.  Thus it seems to me that Mr O should not have had to pay impound costs for his vehicle, and that there should have been automatic compensation for the time he was wrongfully imprisoned.  In his place I'd be bloomin' livid.  I thought the principal was that it was better to let 10 guilty men go free than for one innocent one to be wrongly punished.  It looks like it's the other way around these days.   Healthcare Issues Site    Report

18/06/2008, 10:14 Russethouse Joined on 23/08/2004 Forum Moderator Posts 10,081 Re: Please help.......insurance quandry A couple of years ago I complained, possibly here, that a driver who was involved in a hit and run incident, badly injuring my god daughter was not pursued enough, the car owner was traced but merely said she had lent the car to someone and couldn't remember who (the driver was male) and the police let it go - unbelievable - the outcome was several years of stress and dealing with the MIB to get compensation. In that instance, my opinion was that the police didn't do enough - I can hardly turn round and now say they are doing too much, something triggered suspicion and if a police officer is suspicious I expect them to act. Don't you ? I am not saying that Mr O should not have his costs repaid, get compensation etc, of course he should, isn't that part of the system just as much as anything else ? But when we have thousands of uninsured and tax dodging motorists, drug smuggling and terrorist threats in addition, what do you expect the policeman to do? Just let a suspect go on their way ? Yes, the phone call could have been made, but I doubt if it's the job of the traffic police to do that. If you want to live in a safe society there is a trade off, rightly or wrongly. If Mr O had been guilty of some offence, and had been let to go on his way then been involved in a fatal accident a few miles down the road, we'd all be saying how lax the police were. We can't have it both ways. www.quimperclub.org 99    Report

18/06/2008, 11:29 Jacqui Too Joined on 23/08/2004 Shropshire / Dordogne 24 Posts 703 Re: Please help.......insurance quandry  P2 wrote:  Jacqui Too wrote: Not wanting to be argumentative and I agree that on the facts we have been given Mr O has been badly treated and some kind of redress is needed. I would just like to add that last month we came to France with our transit van to do some private work on our own house, and as the same as last year I had to go to our insurers (NFU) to get a 'green card' because it is a commercial vehicle and therefor does not have the required wording (green card) printed on the back of the cover note as does our car. I was asked by the insurance company if we intended to work while we were away in France as they could not issue one if we were. So may be it's the same whether you drive a car or commercial vehicle you may not be entitled to work and drive on a green card! I might ask next time I am in their office what insurance we would need IF we intended to work, just for curiosity.  Jackie I think you are confusing commercial work, i.e. carrying out work for Joe Bloggs for payment and carrying out totally non-commercial work, i.e. on your own home. You may have a commercial vehicle but surely travelling to and from your own home for whatever purpose is 'social and pleasure'. To extend that whenever anyone drives from their UK home to their French one in a car and they will do some work on it then they require commercial insurance for their car. The answer to the insurance mans question was 'no'. Paul I think that you have miss understood my post We did say " 'No', we are only going on a personal trip" and we did get our green card. My point was that had we been going to 'work for gain' there would/may have been a different response from our insurers and it's that response I was curious about.  Jackie    Report

18/06/2008, 12:56 opas Joined on 23/08/2004 catalonia, top of the hill en route to the Chateau Posts 2,197 Re: Please help.......insurance quandry  JMB wrote:  Russethouse wrote: Policemen are human and make mistakes, and I guess there have been lots of times that quite a few of us have cursed the police for not acting ( I wrote a long post about one such situation this afternoon, then lost it ) I'm sorry that Mr O was caught in this situation and if compensation is due, then he should get it, but on the whole I would rather that mistakes were made being over zealous, than not being zealous enough. (as long as firearms are not involved) I feel safer that way... It's a good job firearms were not involved. GMP don't do firearms very well.    Report

18/06/2008, 13:35 P2 Joined on 13/09/2006 Posts 289 Re: Please help.......insurance quandry  Jacqui Too wrote:  P2 wrote:  Jacqui Too wrote: Not wanting to be argumentative and I agree that on the facts we have been given Mr O has been badly treated and some kind of redress is needed. I would just like to add that last month we came to France with our transit van to do some private work on our own house, and as the same as last year I had to go to our insurers (NFU) to get a 'green card' because it is a commercial vehicle and therefor does not have the required wording (green card) printed on the back of the cover note as does our car. I was asked by the insurance company if we intended to work while we were away in France as they could not issue one if we were. So may be it's the same whether you drive a car or commercial vehicle you may not be entitled to work and drive on a green card! I might ask next time I am in their office what insurance we would need IF we intended to work, just for curiosity.  Jackie I think you are confusing commercial work, i.e. carrying out work for Joe Bloggs for payment and carrying out totally non-commercial work, i.e. on your own home. You may have a commercial vehicle but surely travelling to and from your own home for whatever purpose is 'social and pleasure'. To extend that whenever anyone drives from their UK home to their French one in a car and they will do some work on it then they require commercial insurance for their car. The answer to the insurance mans question was 'no'. Paul I think that you have miss understood my post We did say " 'No', we are only going on a personal trip" and we did get our green card. My point was that had we been going to 'work for gain' there would/may have been a different response from our insurers and it's that response I was curious about.  Jackie sorry if I misread your post but I think there is a difference here...... You have a van that I presume you use as part of your business. Mr O was driving a car to get to and from his business. A World of difference. Paul    Report

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France Forum » Living » Driving » Please help.......insurance quandry

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