Re: What Exactly is 'Comprehensive Health Insurance'?

Health

What Exactly is 'Comprehensive Health Insurance'?

Rich1972 21/04/2008, 19:40

Hi all

Can anyone offer a definition of what 'comprehensive health insurance' means? I've read that basic health insurance isn't enough if you don't qualify for a carte vitale, you need 'comprehensive health insurance' (I'm (well) under 65, and was planning on renovating my house for 12 months before working so I'll need 100% insurance). What does this mean in real terms? Does it mean 100% cover for every single thing, from prescriptions to dentistry? What is the minimum cover for 'comprehensive'? It seems very confusing.

Rich

Re: What Exactly is 'Comprehensive Health Insurance'?

woolybanana'sbrother 21/04/2008, 19:43

Noone knows. Nor does it exist. However a cynic has said that even men have to have maternity cover.

Where did you read that basic health cover was insufficient and what was it?

Do not try to teach a pig to sing. It wastes your time and annoys the pig.

Re: What Exactly is 'Comprehensive Health Insurance'?

Clair 21/04/2008, 19:45
 Rich1972 wrote:
Can anyone offer a definition of what 'comprehensive health insurance' means?Rich

See here: http://www.frenchhealthissues.eu/insurance/insurance_1.htm
Clair, a Real Virtual French Person

Re: What Exactly is 'Comprehensive Health Insurance'?

Rich1972 21/04/2008, 19:56

Hello

Well the link Clair kindly posted (thanks!) uses the phrase 'comprehensive sickness cover'! It's one of those phrases I've come across a lot while looking around online. As the information in the link says, the government definition of 'comprehensive' is so strict that hardly anyone would get insurance if you followed the letter of the law. Cry Out [:'(] So what do I do?? Just go for basic (I'm 36) and hope for the best? As if moving to France wasn't complicated enough... Confused [8-)]

Re: What Exactly is 'Comprehensive Health Insurance'?

woolybanana'sbrother 21/04/2008, 19:58
Get a job?
Do not try to teach a pig to sing. It wastes your time and annoys the pig.

Re: What Exactly is 'Comprehensive Health Insurance'?

Russethouse 21/04/2008, 20:17
If you have been working you may be entitled to an E106 which can last up to 30 months.....http://www.frenchhealthissues.eu/
www.quimperclub.org

99

Re: What Exactly is 'Comprehensive Health Insurance'?

NormanH 22/04/2008, 8:33
 Rich1972 wrote:

Hi all

Can anyone offer a definition of what 'comprehensive health insurance' means?



Probably something which covers both the part usually paid by the Sécurité Sociale (the amount depends on what is beibng paid for, but can be about 70% of the cost) and the part that needs 'topping up' for which many people have a 'Mutuelle' paid privately.

Re: What Exactly is 'Comprehensive Health Insurance'?

Boiling a frog 22/04/2008, 8:59

Comprehensive medical assurance as defined by the French Ministry of Social Security has to include all the elements that you would benefit from if you were affiliated to the French health system.

As the top up element is purely voluntary comprehensive medical assurance does not have to give 100% cover for everything

 

 

 

 


Boiling a frog

Re: What Exactly is 'Comprehensive Health Insurance'?

cooperlola 22/04/2008, 9:44
 Rich1972 wrote:

Hello

Well the link Clair kindly posted (thanks!) uses the phrase 'comprehensive sickness cover'! It's one of those phrases I've come across a lot while looking around online. As the information in the link says, the government definition of 'comprehensive' is so strict that hardly anyone would get insurance if you followed the letter of the law. Cry Out [:'(] So what do I do?? Just go for basic (I'm 36) and hope for the best? As if moving to France wasn't complicated enough... Confused [8-)]

You have to follow the links in the page which Clair has given you, but the full details are there.  If you follow it though, you get to  THIS LINK which details what the requirements are.  But basically BaF is correct : Drugs, doctors' visits, hospitalisation, out-patient treatment, dental, optical.... even maternity must be covered!!!

But R/H is right, if you've worked in the UK and have an NI contributions record, then you should get an E106 to cover you for at least a year.

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