After 5 years residency

Health

After 5 years residency

knee gel 25/04/2008, 9:57

Hi,

Some months ago when we were unsure of whether or not early retirees would be able to join the CMU, I think I read a post saying that once in the system you have to pay into it for the next 5 years only after that payments cease and you just carry on with the top up insurance.

I can't find the post, could someone confirm as I repeated this to my OH at the time and may well be in hot water if I've got it wrong !

Thanks in advance....Chris

Re: After 5 years residency

Ron Avery 25/04/2008, 10:08

knee gel wrote:
Hi, Some months ago when we were unsure of whether or not early retirees would be able to join the CMU, I think I read a post saying that once in the system you have to pay into it for the next 5 years only after that payments cease and you just carry on with the top up insurance.

There was no such post on here, that I can recall, you are confusing residence with getting an E121.

Five years residency gives you entry to the CMU if you were not in it in November 2007. You stop paying into and leave the CMU when you receive by whatever means, an E121 form from the UK. With an E121 form you have equivelant cover to that provided by the CMU and you can if you wish continue with a complementaire for the rest.

I can't find the post, could someone confirm as I repeated this to my OH at the time and may well be in hot water if I've got it wrong ! Thanks in advance....Chris

Cold water is good for scolds Stick out tongue [:P]

Why not post a sensible answer, people will appreciate it more

Re: After 5 years residency

Patf 25/04/2008, 11:42
Chris - it could also be a possible scenario if you are now aged 60 or your wife is now aged 55. Like Ron, I don't remember the thread you mention.

Re: After 5 years residency

Russethouse 25/04/2008, 12:33
I think a read of http://www.frenchhealthissues.eu/ may help Smile [:)]

www.quimperclub.org

99

Re: After 5 years residency

knee gel 25/04/2008, 13:45

Thanks, having read your response I've now twigged on to what I did tell the OH which was at the time we would have to pay for 100% private health insurance for 5 years and then would be able to enter the CMU. I think I lost the plot for a while the brain being befuddled at the moment with tax forms !

Time for a cuppa and a bit of chocolate I think !

Re: After 5 years residency

Sunday Driver 25/04/2008, 16:10

Don't mention the brain befuddling to your insurers or they'll class it as a pre-existing condition..... Wink [;-)]

Waddya mean it's only Saturday......

Re: After 5 years residency

LyndaandRichard 25/04/2008, 17:40

knee gel wrote:
Thanks, having read your response I've now twigged on to what I did tell the OH which was at the time we would have to pay for 100% private health insurance for 5 years and then would be able to enter the CMU. I think I lost the plot for a while the brain being befuddled at the moment with tax forms ! Time for a cuppa and a bit of chocolate I think !

Wouldn't you be covered for 1-2 years on the British system on one of the e forms and then have to pay until 5 years residency?

Your Property in France

Re: After 5 years residency

knee gel 25/04/2008, 19:05

We arrived on a permanent basis beginning of June 07 on an E106 that runs out Jan 09.

We informed the maire, the tax office, got our carte vitales and so hopefully have all the necessary proof that our residency commenced June 07. January 08 we should be accepted into the system. As we will be 53 & 54 this year we will have to pay into the french system until we are 65 plus the top up insurance. However, we still think we are better off in france than in the UK everything taken into consideration and we would both rather be here on a tightish pension than have to continue working in the UK as would be the case as no way could we live on our pension in the UK !

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