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France ForumLegal and Finan...French FinanceCA not accepting cash deposit

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   27/06/2009, 14:45
gardengirl  is not online. Last active: 18/03/2010 13:39:59 gardengirl



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CA not accepting cash deposit
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I withdrew money from Nationwide via ATM yesterday, and paid it in to CA as usual for our normal expenses.
I was told that from September our branch in the Gard will no longer accept cash, and I will need a card to operate the account, costing 30 euros per year. I told them I thought a bank was a place for depositing cash, and I pointed out that they were doing a hard sell on accounts for kids; no cards for them, surely. The queue behind me were very much in agreement with my views - many of the customers(all French) were paying in cash, and that was also the first they had heard of this new scheme!

I refused to order a card, and we'll be changing banks. We just need a cheque book for local payments, access over the internet and the ability to pay in money. Any recommendations?
Beware, your CA branch might be doing something similar.
Jo

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   27/06/2009, 15:10
Cat is not online. Last active: 26/02/2010 14:32:46 Cat



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Re: CA not accepting cash deposit
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Our CA (Nord Midi Pyrenees) has been cash-less for over a year now.

To deposit cash, I have to put the money into an envelope, fill in the details, and deposit it in a hole in the wall type machine.


Cathy


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   27/06/2009, 15:11
knee gel is not online. Last active: 15/03/2010 08:52:51 knee gel

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Re: CA not accepting cash deposit
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That's a bit worrying as we draw in cash our pension monthly from our UK account and then immediately pay the cash into our CA account. Do you have a bank postale account as you could pay your cash into that account and then transfer to your CA account - a bit of faff but one way around the problem. By the way (in case you don't know) to pay cash into the post office you need ID, driving licence is fine or if like me you don't have one then your passport is acceptable.

Chris
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   27/06/2009, 15:15
NormanH is not online. Last active: 17/03/2010 10:28:06 NormanH

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Re: CA not accepting cash deposit
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1)I don't see the link between whether or not you use a card or just have a cheque book, and whether or not a bank accepts cash.
2)Are you sure that your branch isn't just going over to the pay in the cash in an envelope that you have filled in and put  into a slot  (or pay into a machine in some cases) rather than the cashier accepting cash? Credit Agricole has had that scheme for several years in my town


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   27/06/2009, 15:50
Gastines is not online. Last active: 26/02/2010 12:37:13 Gastines

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Re: CA not accepting cash deposit
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Don't panic.It's just so that the staff don't hold any cash,it saves being robbed as in UK Banks/Building Societies. Even small change you can put into the plastic containers provided and notes via the envelopes then bung it in the slot and pull the handle. It must be UK thing  wanting the staff to check the totals, here I used to just hope they credited the correct account.

Regards.


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   27/06/2009, 21:52
Chancer is not online. Last active: 18/03/2010 10:37:35 Chancer

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Re: CA not accepting cash deposit
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But without a bank card can you still deposit cash or cheques using the hole in the wall?

I like the way that Nationwide do it in the UK, to avoid queuing you can pay in cheques using the distributeur which scans them and prints a copy of them on your receipt, I'm not sure if you can scan and print every note that you pay in from your "flash money" Wink [;-)]


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   27/06/2009, 23:36
Jo is not online. Last active: 31/01/2010 16:03:56 Jo



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Re: CA not accepting cash deposit
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As far as I know you will still be able to pay in cash without a card - just not to a cashier. It will have to be done by filling out an envelope and posting it in the machine. In my bank in the UK you hardly see a cashier, they have the same system for paying in cheques as you describe, and for paying in cash you open a slot, drop in the notes which it counts and returns any torn or folded ones, you then agree the amount that appears on the screen and type in the account number and sort code of the account you want credited. The bank equivalent of a self-serve checkoutBig Smile [:D]

Love all, trust a few, do harm to no-one.
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   28/06/2009, 8:31
Cerise is not online. Last active: 07/01/2010 14:36:38 Cerise



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Re: CA not accepting cash deposit
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I fear it is a CA thing.  In our local branch you need your card to operate the cash deposit machine.
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   28/06/2009, 8:47
Jo is not online. Last active: 31/01/2010 16:03:56 Jo



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Re: CA not accepting cash deposit
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My local bank is a CA and you can use your card, but you can still pay in without................ so far!Blink [blink]

Love all, trust a few, do harm to no-one.
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France ForumLegal and Finan...French FinanceCA not accepting cash deposit

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